Hey guys,
I'm planning to jump ship to UOB ONE from OCBC 360, and pair it together with DBS BYOB. Just got some queries on it as it seems their qualifying quarter is a little confusing:
For ease of reference, I will consider the quarter to be Oct - Dec (please correct me if I'm wrong):
1) Can billing cycle be customized based on personal preference? I prefer it to be 1st - 30th/31st of month, easier to track.
2) Linked to 1), so what happens if for example, I open my account tomorrow, 11 September? What would my qualifying quarter be defined as?
3) I have to spend $1K/Oct-Dec, in order to get Tier 2 rebate of $100 (3.33%) right? What happens if I spend 900/1K/1K, will I fall in Tier 1, $50?
4) Do the monthly transactions follow merchant posting date? EG: Basically, transactions on 31st Sept will most probably be recorded in Oct statement.
Thank you all in advance, I hope my questions are clear to understand!