UOB one card

Shahmatt

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Just to confirm, for UOB one a/c does non-retail credit card spend qualify for the min requirement? I do not see any exceptions but just want to check.

I was comparing with BOC Smartsaver and for that the a/c min spend on cc is only for "Eligible spend".
 

Trazora

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Just to confirm, for UOB one a/c does non-retail credit card spend qualify for the min requirement? I do not see any exceptions but just want to check.

I was comparing with BOC Smartsaver and for that the a/c min spend on cc is only for "Eligible spend".

There is a whole long list of exceptions
 

MaoZeDuo

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Hi, if I missed to transact on the first month of the quarter, do I have to wait for the quarter to end? Or I can start on the following month?
 

Trazora

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Hi, if I missed to transact on the first month of the quarter, do I have to wait for the quarter to end? Or I can start on the following month?

If you just got card (1st quarter) can start on following month. If not need to wait till next quarter
 

MaoZeDuo

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Thanks. It's actually my 3rd quarter - gotta skip this then. Hopefully additional rebate for grab top up still have in next 2 months...

If you just got card (1st quarter) can start on following month. If not need to wait till next quarter
 

assiak71

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From maybank fnf thread

Those of you using Maybank Family card to top up Grab please note that there is a change of MCC code recently and it is no longer eligible for cash rebate and meeting $800 min sum.

My Grab topup posted upto 17 Dec has MCC code 4121 and eligible.

My grab topup on 22 Dec which is posted on 24 Dec has MCC 6540. CSO says it is not eligible for cash rebate and meeting $800 min sum.


Whats the mcc code posted in uob one cc thread? 7399? Master and visa are different?
 

vsvs24

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From maybank fnf thread

Whats the mcc code posted in uob one cc thread? 7399? Master and visa are different?

MCC for Grab Topup using UOB One credit card made on 22 Dec posted on 23 Dec is still 7399.
 
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fone

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Whats the mcc code posted in uob one cc thread? 7399? Master and visa are different?

Yes. Now only visa is 7399. Master and Amex are both 6540 liao. Until UOB One stops offering 10% rebate to all grab transactions, they probably have to stick to something that is not excluded by UOB T&Cs for visa.
 

taotato

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Hi, how many days does it take to receive the card after the sms saying the application is successful ? Thanks
 

someusername

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No didnt call. UOB now has chat function too. You can chat with customer service, for black and white.

I called and the MCC hasn't changed and Grab topups are valid spend. Just waiting for all the banks and Grab to contact Visa and demand that the MCC is changed to an exclusion category - like the Amex/Mastercard MCC changed.
 

fone

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I called and the MCC hasn't changed and Grab topups are valid spend. Just waiting for all the banks and Grab to contact Visa and demand that the MCC is changed to an exclusion category - like the Amex/Mastercard MCC changed.

As long as UOB One still wants to give the 10% rebate for all Grab spending, they cannot change it to an excluded category (since probably Grab is footing the extra 5% rebate). Probably have to wait for promo to end before MCC change and get excluded.

Amex MCC change, seems only bank issued Amex card have exclusion. Amex issued cards do not have this exclusion.
 

rpgfreak

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Hi guys, will I qualify for the 10% rebate of UOB One Card Grab? Or is this too good to be true? For the year 2020, I will need to pay around $10k for my part-time degree and some other utility bill such as telecom and town council fees.

Here is the strategy

1. UOB One Card charge $2k monthly into GrabPay wallet in 5 transactions each of $400 in order to meet the criteria.

2. Using GrabPay Master Card which is linked to Grab Pay, top up MCO Visa Card with it as I have a physical MCO Visa Ruby Card which offers 2% cashback in crypto-currency.

3. Use MCO Visa Ruby Card to pay for degree and utility fees.

4. Repeat the process of $2k monthly topups.

If all these can be done, I think the rebate would be at around 12.2% in total. Which is quite a lot of savings.

Thanks
 

Trazora

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Hi guys, will I qualify for the 10% rebate of UOB One Card Grab? Or is this too good to be true? For the year 2020, I will need to pay around $10k for my part-time degree and some other utility bill such as telecom and town council fees.

Here is the strategy

1. UOB One Card charge $2k monthly into GrabPay wallet in 5 transactions each of $400 in order to meet the criteria.

2. Using GrabPay Master Card which is linked to Grab Pay, top up MCO Visa Card with it as I have a physical MCO Visa Ruby Card which offers 2% cashback in crypto-currency.

3. Use MCO Visa Ruby Card to pay for degree and utility fees.

4. Repeat the process of $2k monthly topups.

If all these can be done, I think the rebate would be at around 12.2% in total. Which is quite a lot of savings.

Thanks

For now yes, till the next revision of the tnc
 
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