UOB one card

[Trazora]

Hi guys. Is there a cap on bonus cashback from shopee?

1%/5%/6.67% bonus cashback capped at $100 per statement month

 

[Youmigratecanotherscant]

So got my Uob card 23 june. I guess my cashback quarter is June,July,aug

29 sept got : one card additonal rebate $97.53

29 sept got one card enhanced rebate $126.06

30 sept got: uob one cash rebate bill redemption $100


what is the meaning of each ? Will I get any more cashback for my first quarter Uob one card ?

there is no way check the detailed cashback unless ownself calculate from every transaction ?


I believe I have been spending $1k ,$1k and $1k. Earlier I didnt realize sp bill won’t count towards the qualifying spend 500/1k/2k . So not sure if I hit $500 tier or 1k tier

U hit $1k tier therefore "uob one cash rebate bill redemption $100"

"one card additonal rebate $97.53" is for the bonus 1% for SP and 5% on selected merchants

"29 sept got one card enhanced rebate $126.06" is for 5% bonus on selected merchants for new sign up

so my bill amount for the 5th Month is like 1.1k. But the rebates reduce the amount payable by me to $7xx.

like this am I considered in 1k tier or $500 tier?. Cos I just need to hit 1k for 6th month in order to get the 3 month $100 cashback

if

 

[Trazora]

so my bill amount for the 5th Month is like 1.1k. But the rebates reduce the amount payable by me to $7xx.

like this am I considered in 1k tier or $500 tier?. Cos I just need to hit 1k for 6th month in order to get the 3 month $100 cashback

if

$1k tier if you met min $1k apend and 5 transaction in each of 4th, 5th and 6th statement months. Your rebate should be in at end of 4th statement month, how come u say 5th?

 

[Mecisteus]

If One CC approved this month, how is the quarterly cycle ?

I remember prorated but cycle starts from November or October ?

 

[highsulphur]

If One CC approved this month, how is the quarterly cycle ?

I remember prorated but cycle starts from November or October ?

Better call in to confirm with UOB

 

[Trazora]

If One CC approved this month, how is the quarterly cycle ?

I remember prorated but cycle starts from November or October ?

Transactions posted in statements generated in Oct, Nov, Dec

 

[firsttimebuyer]

Hi everyone, I need some help here.

I have a UOB ONE credit card. But I actually never ever used it for large purchases except in Dubai when I had to link a card to a ride-hailing app, and even then, total spending did not exceed SGD$200.

I am now in a situation in which I need to pay for a large transaction at around $4800++ , sometime next week.

Mean reason is I am cash tight at the moment and it hurts at paying up so much money at one go.

So I plan to use the use the UOB ONE card I have.

However, I am not sure how to stretch out tue interest free repayment plan. I hope to stretch out as long as possible.

I had already checked UOB's website for details but it is not stated very clearly.

If it helps, I have 2 other cards, but from OCBC, one is Cashflo and another is NXT card.

 

[paurusu]

If you need BNPL card, i doubt UOB One is the one for you. UOB One works for recurring installment charged by merchant, not to stretch payment model.
OOT, but I think NXT / Cashflo is the BNPL card that works best where it will split your $4800++ to 6 months interest free installment plan (equal installment/ month)

 

[firsttimebuyer]

If you need BNPL card, i doubt UOB One is the one for you. UOB One works for recurring installment charged by merchant, not to stretch payment model.
OOT, but I think NXT / Cashflo is the BNPL card that works best where it will split your $4800++ to 6 months interest free installment plan (equal installment/ month)

Oh sorry, my mistakes,I mean the OCBC credit cards i have the 365 Visa card and the NXT card.

I actually have another large payment of $8,800 this coming December, so I was planning to use either one of my credit cards (either 365 or NXT) for the 36 month interest-free installment plan mentioned on this OCBC's website (https://www.ocbc.com/personal-banking/cards/card-services/interest-free-instalment-plans)

 

[sp0inK]

how do you easily tell which of your posted credit card transactions count towards the eligible spend?

 

[liquidlight]

how do you easily tell which of your posted credit card transactions count towards the eligible spend?

uob one account has an interest tracker for eligible spend except insurance

 

[sp0inK]

uob one account has an interest tracker for eligible spend except insurance

yeah so i mean i have to manually back track and calculate which of the spendings can tally up with the interest tracker? is there a more simple way to do this? like any form of summarized view of what transactions are posted as eligible spend

 

[liquidlight]

yeah so i mean i have to manually back track and calculate which of the spendings can tally up with the interest tracker? is there a more simple way to do this? like any form of summarized view of what transactions are posted as eligible spend

there is non

 

[saltyprince]

Is payment to kopitiam hawkers thru fairprice app qualify towards 1k/2k tier ? Tia

 

[liquidlight]

Is payment to kopitiam hawkers thru fairprice app qualify towards 1k/2k tier ? Tia

yes

 

[Mecisteus]

uob one account has an interest tracker for eligible spend except insurance

How long is the delay ?

Tracker updates base on posted transactions ?

 

[Trazora]

How long is the delay ?

Tracker updates base on posted transactions ?

1-2 day after transactions posted

 

[TickTechToe]

Hi all, a question to ask. To qualify for UOB one credit card quarter cash back for min spend $500, is based on posting date on the month, not transaction date, right? Is it still based on statement month. If my statement is 8th of Oct, meaning the first month of quarter is 8th of Oct statement? I didn't hit $500.. statement is $480, will it affect my quarter cashback for this quarter?

 

[Trazora]

Hi all, a question to ask. To qualify for UOB one credit card quarter cash back for min spend $500, is based on posting date on the month, not transaction date, right? Is it still based on statement month. If my statement is 8th of Oct, meaning the first month of quarter is 8th of Oct statement? I didn't hit $500.. statement is $480, will it affect my quarter cashback for this quarter?

posted date, statement month. Which month is your card approved? if it is your first quarter of getting the card, can get 2/3 of quarterly rebate if u fulfil spending in 2nd and 3rd month of quarter. can get 1/3 of quarterly rebate if u fulfil spending in third month

 

[TickTechToe]

posted date, statement month. Which month is your card approved? if it is your first quarter of getting the card, can get 2/3 of quarterly rebate if u fulfil spending in 2nd and 3rd month of quarter. can get 1/3 of quarterly rebate if u fulfil spending in third month

I got my card in mid Aug. First Statement is 8th Sep also fall short of $500? 2nd statement is 8th Oct. So my quarter start from which month to month?