uob doesnt want to waive my card annual fee. what is the criteria for waiving? i spend ard 300-400 a month. never reach 500 for quite a few months already as i cut down my expense. do i still need to pay the annual fee tt has been charged in my latest statement?
uob pattern is that they let you maintain one card with them.
all the rest, if usage not high, they refuse to waive, forcing you to cancel. so you just choose one that is worthwhile to keep, the rest use other banks lor
