UOB one card

[cynic_]

Only gd for spc petrol..21%

Isn't the POSB Everyday card better for SPC?

 

[hwmook]

hi guys..i have some prudential mthly insurance premiums to pay..will charging to my UOB One entitle me to rebate as well? as i know some cards don't give rebate on mthly auto transactions

Yes, i have been charging for years already.

 

[dork32]

Isn't the POSB Everyday card better for SPC?

no uob1 is the best for spc if you use it properly

 

[hwmook]

no uob1 is the best for spc if you use it properly

UOB One is up to 22.67% discount so should be the best already.

 

[denial86]

How do the rebate works if u sign for installment plan? lets say 4k item for 6 months ?

Every month just take into account whatever you are charged in that month. So it's $666.66 a month, and if you hit $800 each month for 3 consecutive months then you get $80 on the 4th month lor..

Note that you need at least 3 transactions a month to qualify, means asides from that $666.66 transaction, you need to charge another 2 times in each month.

 

[edwinttt1978]

Isn't the POSB Everyday card better for SPC?

POSB Everyday used to be the best card to use at SPC until UOB came along in recent months.

For gross $60 petrol at SPC:
After 15% off (10% SPC&U Card discount + 5 % POSB-Everyday or UOB Card discount), payable amount= $51.00.

Using POSB Everyday, 6% rebate on $51 gets $3.06.
Nett petrol =$47.94= 20.1% off.

Using any UOB Card, get $3 off on $51= $48.
Using UOB One, get a further 3.33% on $48=$1.60.
Nett petrol=46.40=22.67% off.

In summary, for a gross of $60 petrol pumped at SPC, POSB everyday gives 20.1% discount while UOB One gives 22.67% discount.

 

[edwinttt1978]

Every month just take into account whatever you are charged in that month. So it's $666.66 a month, and if you hit $800 each month for 3 consecutive months then you get $80 on the 4th month lor..

Note that you need at least 3 transactions a month to qualify, means asides from that $666.66 transaction, you need to charge another 2 times in each month.

Just go to NTUC Fairprice, Cold Storage, Giant, etc and use PayWave to pay for an 80c mentos and then a 40c mineral water to create that all important 2 additional transactions. A 40c mineral water can sometimes be a matter of $150 rebate/month or none.

 

[cynic_]

POSB Everyday used to be the best card to use at SPC until UOB came along in recent months.

For gross $60 petrol at SPC:
After 15% off (10% SPC&U Card discount + 5 % POSB-Everyday or UOB Card discount), payable amount= $51.00.

Using POSB Everyday, 6% rebate on $51 gets $3.06.
Nett petrol =$47.94= 20.1% off.

Using any UOB Card, get $3 off on $51= $48.
Using UOB One, get a further 3.33% on $48=$1.60.
Nett petrol=46.40=22.67% off.

In summary, for a gross of $60 petrol pumped at SPC, POSB everyday gives 20.1% discount while UOB One gives 22.67% discount.

Thanks for the detailed info. I went to read up a bit more and realised that the extra $3 discount doesn't apply to me because I ride a bike - definitely won't hit $60 each time I pump!

 

[edwinttt1978]

Thanks for the detailed info. I went to read up a bit more and realised that the extra $3 discount doesn't apply to me because I ride a bike - definitely won't hit $60 each time I pump!

POSB Everyday is better for you. Fuss-free.

 

[IcYFl4mEz]

Every month just take into account whatever you are charged in that month. So it's $666.66 a month, and if you hit $800 each month for 3 consecutive months then you get $80 on the 4th month lor..

Note that you need at least 3 transactions a month to qualify, means asides from that $666.66 transaction, you need to charge another 2 times in each month.

Just go to NTUC Fairprice, Cold Storage, Giant, etc and use PayWave to pay for an 80c mentos and then a 40c mineral water to create that all important 2 additional transactions. A 40c mineral water can sometimes be a matter of $150 rebate/month or none.

thanks , what if lets say i spent $900 this month , next month $400 and 3rd month $1600 ? how much rebate it counts?

 

[naro]

thanks , what if lets say i spent $900 this month , next month $400 and 3rd month $1600 ? how much rebate it counts?

$30 rebate

 

[IcYFl4mEz]

$30 rebate

Ok thx, so it count towards these lowest tier. So rebate is fixed at $30/80/150 ?

 

[naro]

Ok thx, so it count towards these lowest tier. So rebate is fixed at $30/80/150 ?

Rebate is based on the lowest spending bracket for the quarter.

 

[IcYFl4mEz]

Rebate is based on the lowest spending bracket for the quarter.

Yeah .. N they rebate fixed amt of 30 /80/150? Or lowest spending x 3.33%rebate

 

[beri stupid idiot]

It is fixed amt

 

[derrickgoh]

If u spend $300 for 1st month, $1000 for 2nd month & $10000 for 3rd month, u still get rebates based on $300. So must plan carefully. I just applied for this card.

My fixed monthly spend each month is almost $300. I will charge my starhub, viewqwest, m1 & S&CC charges to it as recurring payment. Add in some NTUC Fairprice payments via paywave & sure to hit $300. And with $300 pm for 1 quarter i get $30. Not bad lah.

Any other charges i will charge to my ANZ Travel which gives 1%. Big amt $3000 & above goes to manhattan world which gives 3%.

 

[dork32]

If u spend $300 for 1st month, $1000 for 2nd month & $10000 for 3rd month, u still get rebates based on $300. So must plan carefully. I just applied for this card.

My fixed monthly spend each month is almost $300. I will charge my starhub, viewqwest, m1 & S&CC charges to it as recurring payment. Add in some NTUC Fairprice payments via paywave & sure to hit $300. And with $300 pm for 1 quarter i get $30. Not bad lah.

Any other charges i will charge to my ANZ Travel which gives 1%. Big amt $3000 & above goes to manhattan world which gives 3%.

for me
starhub singtel and m1 use frank 6%
ntuc use vouchers (7 to 10%)
uob1 use for spc petrol and flashpay atu and leelee lahlah purchases

 

[eight8]

If i just use UOB one for overseas expenses, do i earn the 2 % rebate? or i also need to hit the min 300 for 3 month?

 

[edwinttt1978]

If i just use UOB one for overseas expenses, do i earn the 2 % rebate? or i also need to hit the min 300 for 3 month?

Under Clause 8 of the 'UOB “Additional 2% Cash Rebate” Promotion Terms and Conditions',

"...The applicable Cardmember(s) shall earn the Bonus Rebate notwithstanding that such Cardmember(s) may not have earned any Quarterly Cash Rebate."

Accordingly, there is no need to hit the minimum $300/month for 3 consecutive months to earn that 2% rebate. Such rebates are also credited on a monthly basis.

 

[beri stupid idiot]

Its actually one of the best forex apend cards ard