UOB stash interest

[shengliang1981]

If leave zero balance, will get deducted for fbf?

 

[peppermint7]

If leave zero balance, will get deducted for fbf?

I'm leaving 0 too. If ganna deducted then go close acc.

 

[Monstruo^]

Guys, the effective rate is now 2.04% right.

Q1) Let’s say today is 4 Sept, I put $100K inside the UOB Stash Account, then wait till 1 Oct, then I will get $100K X 2.04% = $170 on 1 Oct?

Q2) Then on 1 Oct, can I transfer this $170 out to my other bank account? Then the $100K is left untouched. It remains the same as September in the month of October. So I still fulfill the requirement right?

Or I cannot transfer or touch the $170 at all?

Q3) Then if it is above $100K, like even cents, say $100,000.05, this will trigger the interest rate to be 0.05% only right?

Different bank person tells me different pattern.

 

[888blancgmail]

I just opened a UOB Stash acct via online promo today.

Is it better to cancel the debit card as I dont need it?

Need 12 transaction annually for fee waiver?

Will not affect both online open accc n the SG60 promo, right?

 

[peppermint7]

I just opened a UOB Stash acct via online promo today.

Is it better to cancel the debit card as I dont need it?

Need 12 transaction annually for fee waiver?

Will not affect both online open accc n the SG60 promo, right?

They mail me the card and i just keep it unactivated. Same like you, not going to use.
I joined more than 6 months ago under different titled promo. I did get my pot is gold rewards but the online opening I didn't get cos cs says I'm out of the number awarded

 

[KOPS1974]

They mail me the card and i just keep it unactivated. Same like you, not going to use.
I joined more than 6 months ago under different titled promo. I did get my pot is gold rewards but the online opening I didn't get cos cs says I'm out of the number awarded

Q14. Will annual fee be applicable to un-activated new/renewal/replacement Credit and Debit Card(s)?

Yes, the Card(s) annual fee will be still payable for all un-activated Card(s).

https://www.uob.com.sg/personal/cards/services/card-activation.page

 

[DenOOO]

Q14. Will annual fee be applicable to un-activated new/renewal/replacement Credit and Debit Card(s)?

Yes, the Card(s) annual fee will be still payable for all un-activated Card(s).

https://www.uob.com.sg/personal/cards/services/card-activation.page

Just did my 12 x 1 cent payment to telco for waiver

 

[Squaredot]

If charged annual fee, just call for waiver. No issue.

 

[DenOOO]

If charged annual fee, just call for waiver. No issue.

Was rejected previously before...

And then i ended up closing the account.

This might be the only debit card which charges annual fee ?

 

[peppermint7]

Q14. Will annual fee be applicable to un-activated new/renewal/replacement Credit and Debit Card(s)?

Yes, the Card(s) annual fee will be still payable for all un-activated Card(s).

https://www.uob.com.sg/personal/cards/services/card-activation.page

Aiyo.. just now UOB marketing lady called me. Ask me go branch to chit chat. I turn her down. I 顺便 ask her about unactivated card. She told me it's ok. Just leave it no need bother. I ask her confirm i won't be charged. She assure me won't. Really omg..

 

[peppermint7]

Just did my 12 x 1 cent payment to telco for waiver

I used to top up grab 12 x $10 then withdraw back out. Until one day i become too lazy so go close the acc. Didn't know when apply for stash they auto mail me one again. Anyway that lady told me i can bring the card to surrender at branch if i really don't want it. I'll just wait until they charge me then do something.

 

[DevilPlate]

I used to top up grab 12 x $10 then withdraw back out. Until one day i become too lazy so go close the acc. Didn't know when apply for stash they auto mail me one again. Anyway that lady told me i can bring the card to surrender at branch if i really don't want it. I'll just wait until they charge me then do something.

Ya very irritating to receive debit card by default. No option for us in the first place.
Kinda dumb

 

[888blancgmail]

Ya very irritating to receive debit card by default. No option for us in the first place.
Kinda dumb

I just created a Stash acct yesterday.

I online chat w Card dept CS as my address can only chg after 12hrs due to digital token setup.

I hv the option to temp block or cancel my debit card.

The online chat cant connect to banking dept

 

[KOPS1974]

Ya very irritating to receive debit card by default. No option for us in the first place.
Kinda dumb

Ya lor, i open UOB one, they send to me, then I go bank to cancel. I open stash account, they send again, then I go bank to cancel and ask them give me normal ATM card (without wave feature)

 

[peppermint7]

Ya lor, i open UOB one, they send to me, then I go bank to cancel. I open stash account, they send again, then I go bank to cancel and ask them give me normal ATM card (without wave feature)

I guess the weirdest thing to find out is even unactivated cards will still be charged annual fees. This one a bit difficult to comprehend.. the plain ATM card is a good idea in fact.

Q14. Will annual fee be applicable to un-activated new/renewal/replacement Credit and Debit Card(s)?

Yes, the Card(s) annual fee will be still payable for all un-activated Card(s).

https://www.uob.com.sg/personal/cards/services/card-activation.page

 

[DevilPlate]

Ya lor, i open UOB one, they send to me, then I go bank to cancel. I open stash account, they send again, then I go bank to cancel and ask them give me normal ATM card (without wave feature)

Same same
Good thing is certain UOB branch not crowded during off peak timing unlike DBS/POSB forever packed lol

 

[ChrisL82]

What does the amount means the app states a certain balance to maintain ?
Just open the account yesterday and top cash

 

[DevilPlate]

What does the amount means the app states a certain balance to maintain ?
Just open the account yesterday and top cash

In order to earn bonus interest

 

[cybertech]

Planning to park some fund in UOB Stash Account.

In order to get 3% for the next $30,000 which will be at the $100,000 amount but I see Above $100,000 the interest fall back to base interest w/o BI. So what will be the required amount when after the monthly interest been credited and withdrawn in order to still keeping the best interest rate? Thanks.

 

[xRenol]

Planning to park some fund in UOB Stash Account.

In order to get 3% for the next $30,000 which will be at the $100,000 amount but I see Above $100,000 the interest fall back to base interest w/o BI. So what will be the required amount when after the monthly interest been credited and withdrawn in order to still keeping the best interest rate? Thanks.

You can maintain S$100,000 to earn a maximum Effective Interest Rate (EIR) of 2.04% p.a. on the Stash Account. You can also check Top up required to earn interest in UOB TMRW app - UOB Stash Account under Details in case your monthly average balance is not consistent.