Wechat wallet

JT2008

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Sorry, having the money transferred to Weixin, can I now transfer the money inside to relatives in China? Or only use it for payment to the merchandise?
Yes. I can transfer money to China friend from WeChat using credit card option. But transfer to SG friend will require WeChat wallet to have sufficient fund. Credit card transfer is blocked.
 

yhw22

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Yes. I can transfer money to China friend from WeChat using credit card option. But transfer to SG friend will require WeChat wallet to have sufficient fund. Credit card transfer is blocked.
I had tried using a credit card tied to WeChat to transfer $$$ til it was blocked by WeChat. :ROFLMAO:

So far, I haven't had the chance to transfer from WeChat wallet, as there was no money until lately, and then I got some.
 

JT2008

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Transfer to Friends with China bank account should be ok. I have using credit card transferring to these people many times without blocking even did the transfer in SG.
 

n2btg

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DBS transfer rate to Wechat/Alipay is lousy but still slightly better than deduct from credit card (3% transaction fee on any single payment that exceeds 200RMB).

For example you pay S$1,000 via Wechat/Youtrip the transaction fee is about S$30+. If you transfer via DBS you will incurr about half the S$30+ due to the poor conversion rate. End of the day not much different unless you are lots of expensive stuff in China which quite unlikely for my case.
 

JT2008

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DBS transfer rate to Wechat/Alipay is lousy but still slightly better than deduct from credit card (3% transaction fee on any single payment that exceeds 200RMB).

For example you pay S$1,000 via Wechat/Youtrip the transaction fee is about S$30+. If you transfer via DBS you will incurr about half the S$30+ due to the poor conversion rate. End of the day not much different unless you are lots of expensive stuff in China which quite unlikely for my case.
Spitted the bill in the multiple of RMB200. Will wok but take some times to complete the whole transfer.
 

jywy2005

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My WeChat pay when making payments to merchants need to key in 密码 PIN number, while Alipay will auto debit using Face ID.
 
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