YTD 2026 Networth tracking thread

[d9_lives]

I used to include.
But people kept telling me not to, bcos can see but cannot use.

741k exc. SA, MA and emergency fund? That's amazing!
May i know how old are you?

I am 36, I need to inc. SA and MA to reach your level (mine about 720k inc. my SA and MA, my wife has slightly larger networth).

 

[Trader11]

Selfish is YOU WANT a mini you to: carry on your family name, pass on your "godly" genes, love you unconditionally, take care of you when you're old, trap your spouse into staying in an unhappy marriage, conform to social norm, accompany you because you don't want to die alone.
It's about you and your wants. Isn't it?

Why don't you adopt?
I am sure that your genes aren't special and many parentless kids out there are much better looking than you/your spouse.

Oh another guy who is trying to be radical. There's reason why some procreate...

 

[d9_lives]

Oh another guy who is trying to be radical. There's reason why some procreate...

And you're just an ugly hypocrite with crabs in a bucket mentality...
There're good reasons why some choose to be childfree.

 

[Dividends Warrior]

741k exc. SA, MA and emergency fund? That's amazing!
May i know how old are you?

I am 36, I need to inc. SA and MA to reach your level (mine about 720k inc. my SA and MA, my wife has slightly larger networth).

Similar, mid-30s
I assume u own a property? So u should be doing fine. Jiayou!

 

[kakashixx]

Aiyo, have kids or dont have kids also can fight. Its individuals' choice, and there's more to life than just money gentlemen.

 

[homer123]

My liquid networth increase 1% or around 15k for August with some contribution from dividend received.
https://globalincome50.blogspot.com

 

[revhappy]

My liquid networth increase 1% or around 15k for August with some contribution from dividend received.
https://globalincome50.blogspot.com

Wow, that is impressive! You have awesome passive income now

 

[limster]

Wow, that is impressive! You have awesome passive income now

Equally impressive is how he is able to smooth out his passive income and get regular payments of the about the same size from March - August.

My passive income is not as smooth. 5 out of my top 10 holdings, STI ETF, CDLHT, UOB, ART and Comfort Delgro, pay out their dividends in August.

 

[Trader11]

My liquid networth increase 1% or around 15k for August with some contribution from dividend received.
https://globalincome50.blogspot.com

Wow your principal sum seems to be at least 1Million?

 

[revhappy]

I stumbled across this page, which gives an interesting perspective on how to benchmark your networth. Most people I notice, focus too much on Return on Investment, but not on Income and expense.

https://www.getrichslowly.org/net-worth/

Some folks have created benchmarks for comparing net worth. Perhaps the best-known example of this is found in The Millionaire Next Door by Thomas Stanley and William Danko. They argue that your “expected net worth” can be determined with a simple formula:
1.Divide your age by ten.
2.Multiply this result by your current annual gross (pre-tax) income.

Here's how to figure out your lifetime wealth ratio, which is your net worth divided by every penny you've ever earned. (So, if you have a net worth of $100,000 on $500,000 of career earnings, your lifetime wealth ratio would be 20%.)

In my case, current income is 120k, best case with bonus included. My age is 40, so by the 1st method my networth should be 480k. Well it is actually above 900k, so I am doing very well on this parameter.

Next my lifetime earnings estimated is about 1.1m, so lifetime wealth ratio is 80%

 

[Trader11]

I stumbled across this page, which gives an interesting perspective on how to benchmark your networth. Most people I notice, focus too much on Return on Investment, but not on Income and expense.

https://www.getrichslowly.org/net-worth/





In my case, current income is 120k, best case with bonus included. My age is 40, so by the 1st method my networth should be 480k. Well it is actually above 900k, so I am doing very well on this parameter.

Next my lifetime earnings estimated is about 1.1m, so lifetime wealth ratio is 80%

You started working at 20? While Singaporeans just started working at 24-26

 

[stam]

I stumbled across this page, which gives an interesting perspective on how to benchmark your networth. Most people I notice, focus too much on Return on Investment, but not on Income and expense.

https://www.getrichslowly.org/net-worth/





In my case, current income is 120k, best case with bonus included. My age is 40, so by the 1st method my networth should be 480k. Well it is actually above 900k, so I am doing very well on this parameter.

Next my lifetime earnings estimated is about 1.1m, so lifetime wealth ratio is 80%

Your ratio is so high!!!

Posted with My iPhone X HardwareZone Forums app

 

[limster]

I stumbled across this page, which gives an interesting perspective on how to benchmark your networth. Most people I notice, focus too much on Return on Investment, but not on Income and expense.


In my case, current income is 120k, best case with bonus included. My age is 40, so by the 1st method my networth should be 480k. Well it is actually above 900k, so I am doing very well on this parameter.

Next my lifetime earnings estimated is about 1.1m, so lifetime wealth ratio is 80%

I thought you know the Millionaire Next Door methodology long ago? I've been recommending the book so many times

 

[Toni90]

I stumbled across this page, which gives an interesting perspective on how to benchmark your networth. Most people I notice, focus too much on Return on Investment, but not on Income and expense.

https://www.getrichslowly.org/net-worth/





In my case, current income is 120k, best case with bonus included. My age is 40, so by the 1st method my networth should be 480k. Well it is actually above 900k, so I am doing very well on this parameter.

Next my lifetime earnings estimated is about 1.1m, so lifetime wealth ratio is 80%

Can increase your spending loh. Treat your family some nice thing pls.

 

[revhappy]

Can increase your spending loh. Treat your family some nice thing pls.

High wealth ratio doesn't mean low spending. It could mean, return on investment takes care of spending, hence not much of depletion from income. I think people like Shiny Things, BBCW, Limster etc probably have more than 100% wealth ratio because they have enjoyed the best part of the bull market.

 

[batdow]

I stumbled across this page, which gives an interesting perspective on how to benchmark your networth. Most people I notice, focus too much on Return on Investment, but not on Income and expense.

https://www.getrichslowly.org/net-worth/





In my case, current income is 120k, best case with bonus included. My age is 40, so by the 1st method my networth should be 480k. Well it is actually above 900k, so I am doing very well on this parameter.

Next my lifetime earnings estimated is about 1.1m, so lifetime wealth ratio is 80%

**** or jhk spotted

 

[DukeCS33]

**** or jhk spotted

What does your comment mean?

 

[limster]

High wealth ratio doesn't mean low spending. It could mean, return on investment takes care of spending, hence not much of depletion from income. I think people like Shiny Things, BBCW, Limster etc probably have more than 100% wealth ratio because they have enjoyed the best part of the bull market.

thats why many people are interested in dividend investing. they want to reach the point when passive income > expenses. That's the point at which the wealth ratio really starts to increase.

Millionaire Next Door is clear that both expenses and income are important. A lot of FIRE advocates are going the wrong way by overly focusing on cutting expenses (including giving zero or next to nothing to charity - based on the blogs I've read). Because they are thinking everyday about quitting their job, they don't have the mindset of how to increase income by adding value to the job they are doing.

 

[limster]

What does your comment mean?

I look at his last 10 posts, they are all in EDMW. He probably got the wrong forum and thinks this is EDMW.....

 

[MrHighlander]

Hi - do you include CPF into calculation of net worth ?

High wealth ratio doesn't mean low spending. It could mean, return on investment takes care of spending, hence not much of depletion from income. I think people like Shiny Things, BBCW, Limster etc probably have more than 100% wealth ratio because they have enjoyed the best part of the bull market.