YTD 2026 Networth tracking thread

[JuniorLion]

This became a big fairy cannon thread?

 

[highsulphur]

This became a big fairy cannon thread?

Which part is big cannon?

 

[d9_lives]

This became a big fairy cannon thread?

So if a person can achieve a level that you can't never achieve in your whole life, he's a fairy cannon?

 

[NewInvestor]

If people think this is a big fairy canon thread, they can choose not to read it.

 

[Gitaro]

Thanks for the update. 100k is not bad considering covid. When was the first post posted?

early 2019.

 

[Gitaro]

So if a person can achieve a level that you can't never achieve in your whole life, he's a fairy cannon?

Let those in denial be forever be in denial. Cheers!

 

[Gitaro]

If people think this is a big fairy canon thread, they can choose not to read it.

Best quote of the day!!

 

[tkdboi]

I'm single without a house or a car.

Cpf 160k
Stocks 130k. Will be increased
Cash 60k. Will be invested soon
Others 15k

not too bad bro. can focus on accumulation of more while u are still single.

Posted from PCWX using SM-F900F

 

[revhappy]

1M55 excluding the property you live in is enough for early retirement. If instead of early retirement you work all the way till 65, 2M65+ is no problem because investment gains + salary should easily hit 2m, so its a lifestyle choice.

1m55 + property can retire and survive
2m65+ + property can retire with a little higher standard of living

If xm40 what should be x for early retirement?

 

[revhappy]

Update (in the midst of COVID-19) changes in RED. Not haolian, just show all that working class bloke like me can, everyone here also can, with some luck and hard work and deferred gratification early on, of course.

[/COLOR]My networth May 20 (total about $2.75 mil everything in tng sa tng kor, but not including wifey's money)

Property Condo (which I live in) - abt $1.2 mil (No change)

HDB (rented out) - abt $400k (no change - still rented out)
Cash and other liquid assets - abt $600K (after transferring cash to CPF for 2.5%, and equity loss of about $100K)

CPF (idea is to get 2.5% return, post-55 I can withdraw anytime after FRS settled.)
SA - $100k (after deduction for FRS)
Medisave - $54ki
OA - $400k
RA - $180K++ under CPFLife FRS

Working class. Age 55. Retiring next year. (Retired liao i the midst of COVID-19, might as well)

Wifefy already retired long ago. She had some savings in the region of low $100k. (Wrong. She has FRS also, this year 55. And about $200K in saving. Woking partime at $1.8K a month to cpast time, 3 days a week

Now surviving on passive income of upto $5k a month. Only one daughter in U, the other 2 working liao. COVID set me back by $100k.

Good job man! Especially with 3 kids.

 

[limster]

If xm40 what should be x for early retirement?

my view is 2m40, especially if you have kids who are dependent on you.

age 55, kids should be working/university, less dependent on you, your passive income stream is only for you, not for your kids.

 

[highsulphur]

If xm40 what should be x for early retirement?

Xm55 is probably more applicable for me

 

[polyglob]

If xm40 what should be x for early retirement?

The previous 1M55 messages were about CPF - there is a movement variously called 1M55, 1M65, 4M65 which talks about getting xM amount in CPF by what age based on what one can do by early 30s.

If just talking early retirement, assume life expectancy 90, then retiring at 40 means your money must last 50 years. The straightforward computation is to take your current annual expenses times 50 plus account for inflation.

 

[polyglob]

Now surviving on passive income of upto $5k a month.

Well done bro.

$60k pa passive income is very impressive. is this drawing down on principal or just purely counting rental and dividends/coupons?

 

[Gitaro]

Well done bro.

$60k pa passive income is very impressive. is this drawing down on principal or just purely counting rental and dividends/coupons?

No drawdown, purely based on returns.

Amount comes from equity div payout, CPF interests earned from balance of OA and SA (after setting aside MA and FRS) and HDB rental.

 

[highsulphur]

No drawdown, purely based on returns.

Amount comes from equity div payout, CPF interests earned from balance of OA and SA (after setting aside MA and FRS) and HDB rental.

Nice.. Must be a stress free time for you now

 

[Gitaro]

Nice.. Must be a stress free time for you now

Yes definitely. Of course if we are not satisfied, we could still chiong. For me, it is time to slow down though. My legacy for my children would be hopefully each to have close to a million (after disposing my houses) when my wife and I both gone, besides giving them a good education.

During this COVID, I tracked my expenses. Actually quite low. All within $3k a month, max $4k enough. So wife and I plan every 3 months, go overseas once. But now, COVID.....

 

[crimsontactics]

Have I made a mistake by pumping $100k into CPF SA?

Sent from . using GAGT

 

[limster]

Have I made a mistake by pumping $100k into CPF SA?

Sent from . using GAGT

I think most investors will be able to generate >4% annualised return if they invest now with a 3+ year timeframe. Those that cannot, no harm putting it into CPF-SA.

 

[crimsontactics]

I think most investors will be able to generate >4% annualised return if they invest now with a 3+ year timeframe. Those that cannot, no harm putting it into CPF-SA.

Haix... Jin regret...

Stocks keep rise rise rise until March...

I put 2 years ago...

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