ANZ Optimum World Mastercard

[StealthShadow]

Looking to apply. Does anyone knows if there's any ANZ roadshows?

I think there was some online $40 rebate if you apply for ANZ credit card through shopback or something like that. Can't recall offhand, any other bros know?

you can try the upcoming CEE electronic fair...

confirm will have tons of credit card booths

sh1t, i just zhun zhun applied for all the cards i needed...

 

[revhappy]

My annual fee has been waived off. So my card lives for another year. Actually I calculated the total rebate I got on this card, including the initial $110 new card promotion is $230. Why would I pay $180 annual fee to earn such a low amount in rebates.

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[StealthShadow]

My annual fee has been waived off. So my card lives for another year. Actually I calculated the total rebate I got on this card, including the initial $110 new card promotion is $230. Why would I pay $180 annual fee to earn such a low amount in rebates.

maybe thats why you got the fee waiver when some other people who spend a llot more didn't manage to get it

 

[Adi Dassler]

Ok just managed to charged a big amt purchase within 1 month of the date of approval. So now how do i know do i qualify for the free luggage and the $100 cashback? How long do i have to wait to collect my luggage? Do i have to call to chase them or what?

 

[Henabi]

After the amount is reflected in your I-banking account, give ANZ a call to check

 

[princessping]

If I selected shopping category, it stated that 5% at fashion boutiques and online fashion stores.

If I spend the amount in jewelry (purchase wedding rings) stores, am I still entitled for the 5% rebate?

 

[Henabi]

Shopping is classified as Clothing, shoes, bags, exclude departmental stores like isetan, BHG, TANGS

 

[Trazora]

If I selected shopping category, it stated that 5% at fashion boutiques and online fashion stores.

If I spend the amount in jewelry (purchase wedding rings) stores, am I still entitled for the 5% rebate?

You can apply dbs black card, there is 5% cashback for jewellery. Require min $700 spending, rebate capped at $70 ($1400 spending)

 

[Henabi]

read in the TODAY newspaper that ANZ singapore has been laying out workers since Feb this year...

could this be one of the contributing factors for credit card waiver rejections in the past few months?

 

[Asphodeli]

read in the TODAY newspaper that ANZ singapore has been laying out workers since Feb this year...

could this be one of the contributing factors for credit card waiver rejections in the past few months?

Wow. Gonna quickly spend to hit the $50 Optimum dollar and then cancel this card.

Sidenote: Their shares are doing pretty well, though

 

[zumaba]

just noticed you can only redeem in the blocks of $50 Optimum, and $90/$180 for annual fee waiver?

$49 also can't redeem?

IF this is the case, better to give up to use the card.

 

[Trazora]

just noticed you can only redeem in the blocks of $50 Optimum, and $90/$180 for annual fee waiver?

$49 also can't redeem?

IF this is the case, better to give up to use the card.

Yes min in blocks of $50

 

[redchallenge]

just noticed you can only redeem in the blocks of $50 Optimum, and $90/$180 for annual fee waiver?

$49 also can't redeem?

IF this is the case, better to give up to use the card.

it really depends on your usage pattern, the plus point is there is no min spend for this card, and no cap on how much rebate u could earn each month. a lot of credit cards have options to use points (or in this case, optimum$) for fee waiver, that doesn't mean it is the only way to waive the annual fee. evidently a lot of bros here are able to get their annual fee waived off.

as for the "$49 also can't redeem?" part, i kindly agree with u it is tedious, but with careful planning nearing the end of your annual cycle (incase fees cant be waived off), it isnt too hard to achieve.

 

[galapogos]

it really depends on your usage pattern, the plus point is there is no min spend for this card, and no cap on how much rebate u could earn each month. a lot of credit cards have options to use points (or in this case, optimum$) for fee waiver, that doesn't mean it is the only way to waive the annual fee. evidently a lot of bros here are able to get their annual fee waived off.

as for the "$49 also can't redeem?" part, i kindly agree with u it is tedious, but with careful planning nearing the end of your annual cycle (incase fees cant be waived off), it isnt too hard to achieve.

Yup, it you spend in the 5% category quite regularly, it isn't hard to hit $50 in 1-2 months. I did it for the Q1 2016 in the groceries category and in Q4 2015 in the travel category (coincided with a long overseas trip).

 

[Henabi]

Yup, it you spend in the 5% category quite regularly, it isn't hard to hit $50 in 1-2 months. I did it for the Q1 2016 in the groceries category and in Q4 2015 in the travel category (coincided with a long overseas trip).

yeap. nowadays, I use my anz optimum for almost all dining, except for Amex far card dining

 

[chongpang]

yeap. nowadays, I use my anz optimum for almost all dining, except for Amex far card dining

What is the difference between dining and card dining?

I thought all dining is 5% for ANZ Optimum?

 

[Henabi]

What is the difference between dining and card dining?

I thought all dining is 5% for ANZ Optimum?

well... certain restaurants which is listed under far card and Palate Dining, offers 50% discount for 2-pax dining.

for me, 50% discount is more worthwhile then the 5% cashback

 

[arigatoast]

well... certain restaurants which is listed under far card and Palate Dining, offers 50% discount for 2-pax dining.

for me, 50% discount is more worthwhile then the 5% cashback

50% discount is for those sibei atas restaurant right?

 

[Henabi]

50% discount is for those sibei atas restaurant right?

Not really... mad for garlic, Dean n deluca, twg

 

[revhappy]

it really depends on your usage pattern, the plus point is there is no min spend for this card, and no cap on how much rebate u could earn each month. a lot of credit cards have options to use points (or in this case, optimum$) for fee waiver, that doesn't mean it is the only way to waive the annual fee. evidently a lot of bros here are able to get their annual fee waived off.

as for the "$49 also can't redeem?" part, i kindly agree with u it is tedious, but with careful planning nearing the end of your annual cycle (incase fees cant be waived off), it isnt too hard to achieve.

Yes the min monthly spend on credit cards make me do crazy things and buy things that I don't need to buy.

I have applied for the HSBC Revo card with min spend in 1st month of $600 gives me a luggage bag. To meet this spend I spent my Saturday morning going to pwc building to prepay the sp services bill using the credit card. They allow only 2 months average bill advance payment, in addition to current bill. They allowed me to charge $300.

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