ANZ Optimum World Mastercard

[Trazora]

I'm going Australia this friday for 10 days, was wondering if it would be better to use ANZ card at Australia? or should i activate CIMB/DBS cards?

Anyone got experience on this? like ANZ give better conversion rate in Australia? hahaha

Using mastercard conversion rates, anz cards dun give better conversion rates in australia.

 

[tiertime]

if i use the dining for mac/ kfc delivery or canadian pizza, can i get 5%? . i already selected the category... or must it only be in restaurant?

 

[Trazora]

if i use the dining for mac/ kfc delivery or canadian pizza, can i get 5%? . i already selected the category... or must it only be in restaurant?

Yes, all the above considered dining

 

[Xylvis]

Using mastercard conversion rates, anz cards dun give better conversion rates in australia.

Thanks bro, haha sadly the only mastercard i have is ANZ optimum.. lolol..

 

[Trazora]

Thanks bro, haha sadly the only mastercard i have is ANZ optimum.. lolol..

Actually currency conversion rate for visa/amex/masters etc are all comparable. The key consideration should be to maximise (the rebate/points less currency conversion fee for the card).

 

[owenowenno]

I'm going Australia this friday for 10 days, was wondering if it would be better to use ANZ card at Australia? or should i activate CIMB/DBS cards?

Anyone got experience on this? like ANZ give better conversion rate in Australia? hahaha

If u register at the ANZ card website for the additional Travel Promo and qualify for 1st 3000 who spend more than $1000sgd before end april,you MAY get max$100 rebate for overseas foreign currency spending

 

[redchallenge]

hey guys, im doing card waiver for the first time. i have forgotten that my card annual cycle ends on 24 Mar, and I have made transactions after 24 Mar.. meaning to say if my annual fee waiver gets turned down im screwed?

or on the next billing cycle i can still pay my remaining fees - annual fee then cancel.

 

[Trazora]

hey guys, im doing card waiver for the first time. i have forgotten that my card annual cycle ends on 24 Mar, and I have made transactions after 24 Mar.. meaning to say if my annual fee waiver gets turned down im screwed?

or on the next billing cycle i can still pay my remaining fees - annual fee then cancel.

next billing cycle can still pay remaining fees - annual fee then cancel. Just need to make sure the card is zeroed off after u cancel the card.

 

[redchallenge]

next billing cycle can still pay remaining fees - annual fee then cancel.

Wa heng. So the usual practice is
1) continue spend even after annual cycle ends
2) if can't be waived, then pay back on 13th month bill and cancel
?

 

[lchkelvin]

Anybody got the rebates for this festive season promo yet?

Anybody got the 488 promotion money credited yet?

 

[tiertime]

Anybody got the rebates for this festive season promo yet?

i received my bill today and its not credited.. i think it will be reflected in the bank after 31 March.... i am expecting over $100 Optimum dollars, i wonder if i can use it to off-set my current $40+ bill so i dun have to pay

 

[TribleBoob]

I just sent an msg in ibanking, they call back saying cannot select if i missed the selection deadline. ALL IS 1% !

 

[chuanz]

I just sent an msg in ibanking, they call back saying cannot select if i missed the selection deadline. ALL IS 1% !

Yes that's the standard practice. Anyway got send sms or email right? I remember doing it straight away after receiving the reminder. Just take it as a lesson learned lor...

 

[Nanonited]

i received my bill today and its not credited.. i think it will be reflected in the bank after 31 March.... i am expecting over $100 Optimum dollars, i wonder if i can use it to off-set my current $40+ bill so i dun have to pay

Checked online still not in. I had it with banks promising a certain deadline but a lot of times fail to meet. But without fail will charge you late fee etc

 

[tiertime]

Checked online still not in. I had it with banks promising a certain deadline but a lot of times fail to meet. But without fail will charge you late fee etc

i duno why ANZ doesnt hire locals for the hotline... all of them are so loooong winded and doesnt reply straightaway to the point everytime...

Anyways, they will be late and crediting will be done by next week, should be on a weekday but the CSO is not 100% certain

 

[Shooker]

I also called in today to ask about it and they just beat around the bush and giving no answers when they will credit inside

 

[Nanonited]

I also called in today to ask about it and they just beat around the bush and giving no answers when they will credit inside

Wow... is it they realise too many ppl got rebates. Now they don't want to pay... this is a first man...

If it really happens, just spread to newspaper and online sites their reputation will take a huge dive. Maybe people will start pulling out from this bank that has cashflow issues

 

[Adi Dassler]

I have been dining at Sakae Sushi twice for the past 2 months using this card but didn't receive the 5% cashback? How does this cash back works? This card seems like a very troublesome to use...

 

[micromousez]

Wow... is it they realise too many ppl got rebates. Now they don't want to pay... this is a first man...

If it really happens, just spread to newspaper and online sites their reputation will take a huge dive. Maybe people will start pulling out from this bank that has cashflow issues

still not credited in for me too

 

[Trazora]

I have been dining at Sakae Sushi twice for the past 2 months using this card but didn't receive the 5% cashback? How does this cash back works? This card seems like a very troublesome to use...

Read the TnC. You get optimum$. Need accumulate $50 optimum$ to claim $50 cash rebate.