ANZ Optimum World Mastercard

[19degC]

Does anybody know, whether Redmart (online grocery) spending is classified under "Grocery" category?

redmart is online
online has better cards 6-7% to use

 

[dlrowehtleah]

why it sucks

- rebates suck
- no internet banking
- $88 must wait until 8 weeks from day you spend $388 (stan chart and citibank's sign up offers so much better)
- need to go their stupid website to "redeem"

do you dive in to a pool and realize it is too deep? the onus is on you to find out the details before you commit. if this card doesn't benefit you, you just demonstrated your inability to shortlist what suits you.

if the bank needs 8 weeks to dish out the S$88, so be it. the way you put across it as if your family depends heavily on this money to survive!!!

 

[arigatoast]

do you dive in to a pool and realize it is too deep? the onus is on you to find out the details before you commit. if this card doesn't benefit you, you just demonstrated your inability to shortlist what suits you.

if the bank needs 8 weeks to dish out the S$88, so be it. the way you put across it as if your family depends heavily on this money to survive!!!

some pple just hard up for the 88$ without looking at the long term benefit of this card....

 

[tiltonhall]

Hey, to each his own.

I like this card and find it great ! Hard to get 5% rebate. And this card works for me.

Those people who applied for the card but don't find it good (get only 1%) is also great news for people like me 'cos this brings the average rebate per user down and from ANZ point of view, makes it more likely for ANZ to maintain the benefits.

 

[Henabi]

The recent internet banking upgrade made me start to use ANZ cards again.

Totally agree! But probably gonna use this card for my business trips

 

[19degC]

i think this card is only good for DINING 5%. the other categories got better cards to use

 

[naro]

Totally agree! But probably gonna use this card for my business trips

i think this card is only good for DINING 5%. the other categories got better cards to use

Dining and hotels. Making it perfect for dining and the occasional business travel..

 

[hogrider88]

Dining n leisure, leisure part a bit vague. Understand cinema yes, nt sure abt kbox, bowling etc consider leisure??

 

[Trazora]

Dining n leisure, leisure part a bit vague. Understand cinema yes, nt sure abt kbox, bowling etc consider leisure??

the leisure part only for cinema, pub/bar, hotel

 

[hogrider88]

the leisure part only for cinema, pub/bar, hotel

Thanks trazora jie jie

 

[naro]

the leisure part only for cinema, pub/bar, hotel

Pub/bar is useful!

 

[Izumi8]

ANZ has increased the cashback offer, if we only have one ANZ optimum card, and now going to apply for swich card with $100 cashback, are we eligible for 100 cashback? Are we considered as new card applicant as we never have switch card before ?

 

[Trazora]

ANZ has increased the cashback offer, if we only have one ANZ optimum card, and now going to apply for swich card with $100 cashback, are we eligible for 100 cashback? Are we considered as new card applicant as we never have switch card before ?

Previously, I not consider new customer when I signed up optimum card 3 months ago. Had switch card.

 

[beri stupid idiot]

Switch card is my first anz card ... and also first reapproved one

 

[MaoZeDuo]

tiagong will have roadshow offering lifetime annual fee waiver?

 

[Shutterwhale]

Redeemed for my Optimum$ and it was credited within 2 business days (although it stays 14) so YMMV

 

[derrickgoh]

50 Optimum$ required to redeem for $50 cash back.

But what is the conversion rate like? How much must you spend to earn 1 Optimum$?

Also, it says you choose one category and you get 5% rebate for that category and 1% for everything else. Does this everything else include monthly recurring such as internet bill, mobile bill, HDB S&CC charges and Paypass tap transactions?

 

[Trazora]

50 Optimum$ required to redeem for $50 cash back.

But what is the conversion rate like? How much must you spend to earn 1 Optimum$?

Also, it says you choose one category and you get 5% rebate for that category and 1% for everything else. Does this everything else include monthly recurring such as internet bill, mobile bill, HDB S&CC charges and Paypass tap transactions?

For transactions under the 5% category, earn 0.1 optimum$ per $2 spent

For transactions on anything else (includes all that you mention), earn 0.1 optimum$ per $10 spent

Optimum$ earn capped at 30 per transaction

At the end of each month's statement the optimum$ earn is rounded down to nearest optimum$

How much you spend to get 50 optimum$ depends how well you deal with the rounding down. Recommend to spend at merchants under the chosen category for the 5% rebate to earn the rebate faster

 

[zealouseeyore]

brothers,

I didn't realise need to choice manually every quarter. this mth bill come den found out after calling the bank. they said is 1% liao. sian.. any bros here appeal??

 

[IcYFl4mEz]

And can we choose in advance? Next is by 25sept. Can choose now?