BOC SmartSaver

Cumzilla

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did you manage to get prevailing interest today?
He meant the bonus interest if i am not wrong...I still have not received, but saying so, last month my balance is only around 1.5k, not below that, maybe my ADB less than that, that's why never receive...
 

sweeping

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For the payment interest bonus, what do you guys use the account to pay for? Utility/phone bills? I wanted to pay for my citibank cc bills but I can't find Citibank Credit Cards under the "Bill payee management" page.

Does selecting "Credit card payment" under FAST transfer counts towards the payment interest bonus category?
 

iadpotato

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is it just me can't find it or the BOC internet banking has no scheduled transfer function?

was thinking of scheduling a FAST transfer for 1 Apr, but look high and low can't find it... lol
 

coldboy

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is it just me can't find it or the BOC internet banking has no scheduled transfer function?

was thinking of scheduling a FAST transfer for 1 Apr, but look high and low can't find it... lol
BOC doesn't offer future dated transfer.
 

iadpotato

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Info already updated in the BOC app - BOC FD (from 13 May 2024):
3.4% (3-month, placed via BOC mobile banking, minimum $500)
3.3% (3-month, placed at branch over the counter, minimum $10k)

But the info on the bank website still remain at the older 06May version. https://www.bankofchina.com/sg/bocinfo/bi3/bi31/
smartsaver 100k 4.6% pa. and still have liquidity. Can very easily unlock all categories (except wealth) if you know how to.
 

iadpotato

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Didn’t get the 0.4% base interest. I don’t know why
you should call the bank and ask, base interest should have one, paid on the last day of the month. Apr 2024 base interest was paid on 30 Apr, Mar 2024 one was paid on 31 Mar. BOC is famous for kok up one...
 

item2sell

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you should call the bank and ask, base interest should have one, paid on the last day of the month. Apr 2024 base interest was paid on 30 Apr, Mar 2024 one was paid on 31 Mar. BOC is famous for kok up one...

thank you I call them to check
 

saintgtril

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smartsaver 100k 4.6% pa. and still have liquidity. Can very easily unlock all categories (except wealth) if you know how to.

Thanks iadpotato. Unfortunately, the salary criteria is not easy to fulfil, unlike a local bank. :(
 

1l92041H

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you should call the bank and ask, base interest should have one, paid on the last day of the month. Apr 2024 base interest was paid on 30 Apr, Mar 2024 one was paid on 31 Mar. BOC is famous for kok up one...

BOC is it use ADB to calculate bonus interest or like DBS mulitplier daily interest?
 
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