CardUp (Do not post or ask for referral code)

[shpesft]

Confirmed HSBC cannot use Cardup to earn rebates/rewards. Tried before & asked CSO, they said its a payment service provider so does not qualify.
So far, its only UOB, BOC, SCB to be worthwhile...not sure about OCBC & CIMB.
DBS & HSBC confirmed no.

Maybank Plantinum Visa also recognises the CardUp use for rebates though the rate (3.33%) is lesser than BOC's

 

[cheeselay]

very interesting

definitely something worth looking into. (late into the game) :0

 

[kael1n83]

Confirmed HSBC cannot use Cardup to earn rebates/rewards. Tried before & asked CSO, they said its a payment service provider so does not qualify.
So far, its only UOB, BOC, SCB to be worthwhile...not sure about OCBC & CIMB.
DBS & HSBC confirmed no.

which option for scb is worthwhile?

 

[revhappy]

which option for scb is worthwhile?

SCB not worth it, since the maximum you can get is only 3% on the Manhattan card, but for that you have to spend over 3k a month and you lose 2.6% on the fees.

In the past, SCB singpost was worth it.

Sent from Xiaomi REDMI NOTE 4 using GAGT

 

[Trazora]

SCB not worth it, since the maximum you can get is only 3% on the Manhattan card, but for that you have to spend over 3k a month and you lose 2.6% on the fees.

In the past, SCB singpost was worth it.

Sent from Xiaomi REDMI NOTE 4 using GAGT

0.4% better than nothing mah

 

[oohmygod]

so what the main use of cardup now since it can't be used for income tax

 

[antarcticwind]

AXA

Does AXA accept CardUp payments?

 

[Trazora]

so what the main use of cardup now since it can't be used for income tax

can use for income tax, why not?

 

[Mickey01]

can use for income tax, why not?

Trazora
i am new to the CardUp payment option

1. my current Income Tax payment is setup via GIRO monthly deduction and is due 6th of every month or a day or 2 later depending whether it is a weekend. In the CardUp payment portal, there is a requirement to input the "Payment Due Date". What date should I enter to prevent a GIRO deduction?

2. It is also stated that the credit card will be charged 5 business days prior to the "Payment Due Date" entered. Is this fairly consistent? Am trying to see how it will affect my credit card "Billing Cycle Min Spend" requirement and at the same time enjoy related savings bonus interest based on calendar month.

 

[Trazora]

Trazora
i am new to the CardUp payment option

1. my current Income Tax payment is setup via GIRO monthly deduction and is due 6th of every month or a day or 2 later depending whether it is a weekend. In the CardUp payment portal, there is a requirement to input the "Payment Due Date". What date should I enter to prevent a GIRO deduction?

2. It is also stated that the credit card will be charged 5 business days prior to the "Payment Due Date" entered. Is this fairly consistent? Am trying to see how it will affect my credit card "Billing Cycle Min Spend" requirement and at the same time enjoy related savings bonus interest based on calendar month.

1. latest around 25th previous month.
2.Fairly consistent, note also it takes a few days for transaction to be posted.

 

[dc10000]

can cardup pay credit card bills?

 

[dc10000]

too bad uob cash back is the best but i dont have it

 

[Trazora]

can cardup pay credit card bills?

cannot .

 

[dc10000]

cannot .

i am guessing if i missed July payment, i cant get the rebates if i start from Aug onwards right?

 

[Trazora]

i am guessing if i missed July payment, i cant get the rebates if i start from Aug onwards right?

you asking about uob one card quarterly rebate? It goes by ur own card quarter, not calendar quarter

 

[dc10000]

you asking about uob one card quarterly rebate? It goes by ur own card quarter, not calendar quarter

yeah i just read. the min. 5 transactions per month, can be retail paywave right?

i am wondering if i should go put $10k for this card seriously

 

[vddgnd]

yeah i just read. the min. 5 transactions per month, can be retail paywave right?

i am wondering if i should go put $10k for this card seriously

Paywave can. What do u mean put $10k for this card?

 

[shpesft]

Secured credit card since can’t submit salary documents?

 

[dc10000]

Paywave can. What do u mean put $10k for this card?

secured credit as they cant approve me

 

[Mickey01]

can use for income tax, why not?

I wrote to CardUp team 2 days ago to clarify on some other matters and at the same time ask them about paying my Income Tax via Cardup (currently on GIRO monthly deduction). This is reply from CardUp


We have been in touched with IRAS recently in regards to tax payments via CardUp.

They have reiterated that for tax instalment payments specifically, the only way to pay these in this way is via your existing GIRO arrangement.

Please kindly note that CardUp does not offer instalment plans that are currently offered by the banks nor are we an alternative to the GIRO instalment plan offered by IRAS. If you would like to use CardUp to pay for your taxes, we are only able to process one off payment and you would need to settle all your outstanding tax by the due date given by IRAS.[/COLOR]