CIMB FastSaver

[sibeiTrolled]

sorry to interrupt, but the tnc for this salary crediting promo... a bit weird right?

the promo is "from 1 July 2026 to 31 December 2026" but the transaction months shown on the table (para 8) are for the months of Jan to Jun 2026

Found an archived Jan - Jul version of it
https://web.archive.org/web/2026052...sa---bundle/fs-vs-bundle-salary-crediting.pdf

Seems like CIMB just reused the same document and extended the relevant dates

 

[maumu]

Found an archived Jan - Jul version of it
https://web.archive.org/web/2026052...sa---bundle/fs-vs-bundle-salary-crediting.pdf

Seems like CIMB just reused the same document and extended the relevant dates

... can't imagine a bank that established to be so lazy not to update or proofread their public-facing documents and we're already in October. none of their staff discovered after so many months, or they're just bochup?

 

[sibeiTrolled]

... can't imagine a bank that established to be so lazy not to update or proofread their public-facing documents and we're already in October. none of their staff discovered after so many months, or they're just bochup?

Well, as long as the customer can reap the benefits of those promos, i don't think most people care

But ya, abit lacking in this department

 

[swathe]

CIMB most optimal amount is $75k correct?

 

[sibeiTrolled]

CIMB most optimal amount is $75k correct?

For fastsaver, yes

 

[crystalnox]

https://web.archive.org/web/2026073...nc/accounts/2026/tncs-casa-bonus-interest.pdf

But the tncs for Aug'26 say 31 Oct'26 pay BI for Aug'26

So the old promo only 2 mths of bonus interest, current promo covers 3 months of promo interest am I right? I started in Sept, was that a 2 mth or 3 mth promo?

 

[pratik28]

So the old promo only 2 mths of bonus interest, current promo covers 3 months of promo interest am I right? I started in Sept, was that a 2 mth or 3 mth promo?

Fastsaver Sept promo was 2m (Sep-Oct) need to see the comparison month , since u alr participate in (Sep -Oct) , u wont qualify for (Oct -Nov -Dec). So can withdraw your funds to other savings a/c next month , like Maybank etc.
Or can also move between cimb fastsaver and cimb starsaver though I havent personally try this.
But Maybank 2% is fuss free as long as you maintain minimum 20k daily

 

[yslvlys]

So the old promo only 2 mths of bonus interest, current promo covers 3 months of promo interest am I right? I started in Sept, was that a 2 mth or 3 mth promo?

Dunno what u mean by 2 mths, the tncs u see is specifically for 1 mth of Aug'26

 

[crystalnox]

Dunno what u mean by 2 mths, the tncs u see is specifically for 1 mth of Aug'26

The tnc from archive.org that you linked covers August and September as the bonus earning period with reference month July.

 

[sohguanh]

But Maybank 2% is fuss free as long as you maintain minimum 20k daily

Actually Maybank also got reference month ADB for comparison. Fuss free I would change phrase to calculation easier.

CIMB offer more flexibility since they count each day balance. That day no 10k no bonus only base. That day got 10k got bonus and base. And last day of month need 10k. So calculation messier for whole month since is day by day count. You want to track need a gsheet excel etc. Since messier ideally bonus should give earlier so any discrepancies you found can flag earlier. By pushing to end of promo about 2,3 months later who got time go tally as you are focused on the current promo already.

 

[tiertime]

Your bonus interest on 30 Sept doesn't make sense for a Fast saver account

If you joined the Jul promo, your 26 Aug, 10.20 and 30 Sep 10.50 means that you only have 25k in CIMB
But your 100.50 paints a different picture.
Assuming you are a preferred customer, in order to get 100.50, this means that you have ~74k in your CIMB account.

But if you were a star saver customer, then the final 100.50 make sense, BUT the 10.20 and 10.50 base interest doesn't

So the question i would ask you is, are you a fastsaver or starsaver user?

EDIT -
Tsk, you didn't provide the full breakdown! C'mon.
the SI-CIMB is a different promo and NOT the CASA PROMO

So you DO have 74 or 75k in your CIMB and you participated in the SI promo
https://www.cimb.com.sg/content/dam...sa---bundle/fs-vs-bundle-salary-crediting.pdf

You should be getting the BASE INTEREST ~67 SGD at the end of Jul (31 Jul) and end of Aug (31 Aug) for the CASA PROMO

I hv between 75000 to 75500 on all the days of Jul and Aug

These are alr the days they credit me the interest so I dun understand wat u mean by full breakdown coz I find the percentage seems to tally with my deposit amount (although seems a bit slightly lesser )

I dun credit salary, I only did the SI-CIMB Giro top up $1001 deducted from DBS bank to CIMB FAST on the 1st of the month

I hv Starsaver but the Starsaver is not eligible for SI-CIMB so I dun use it

 

[tiertime]

... You should be getting the BASE INTEREST ~67 SGD at the end of Jul (31 Jul) and end of Aug (31 Aug) for the CASA PROMO

Yes I got received the base interest as indicated on these dates :

31st July (for Jul) - 0.5% , 1.08% , 1.58%

31st Aug (for Aug) - 0.5% , 1.08% , 1.58%

 

[tiertime]

Your bonus interest on 30 Sept doesn't make sense for a Fast saver account

If you joined the Jul promo, your 26 Aug, 10.20 and 30 Sep 10.50 means that you only have 25k in CIMB
But your 100.50 paints a different picture.
Assuming you are a preferred customer, in order to get 100.50, this means that you have ~74k in your CIMB account.

But if you were a star saver customer, then the final 100.50 make sense, BUT the 10.20 and 10.50 base interest doesn't

So the question i would ask you is, are you a fastsaver or starsaver user?

EDIT -
Tsk, you didn't provide the full breakdown! C'mon.
the SI-CIMB is a different promo and NOT the CASA PROMO

So you DO have 74 or 75k in your CIMB and you participated in the SI promo
https://www.cimb.com.sg/content/dam...sa---bundle/fs-vs-bundle-salary-crediting.pdf

You should be getting the BASE INTEREST ~67 SGD at the end of Jul (31 Jul) and end of Aug (31 Aug) for the CASA PROMO

I hv no idea what is the $100.50 I got on 30 SEP but it seems to make up for a 0.8% for the months on Jul and Aug (est. $50 for each mth)

So I was inquiring if jul and aug they were suppose to credit us Any Bonus Interest at 0.8% for the 75k as well - coz I dun really remember the %

 

[pratik28]

Actually Maybank also got reference month ADB for comparison. Fuss free I would change phrase to calculation easier.

CIMB offer more flexibility since they count each day balance. That day no 10k no bonus only base. That day got 10k got bonus and base. And last day of month need 10k. So calculation messier for whole month since is day by day count. You want to track need a gsheet excel etc. Since messier ideally bonus should give earlier so any discrepancies you found can flag earlier. By pushing to end of promo about 2,3 months later who got time go tally as you are focused on the current promo already.

Agreed!
Btw for cimb , can marry go round between fastsaver and starsaver ya , or even the (i) accounts , I read can (cimb fresh funds promo go by a/c , not by person) in older posts unless it has change recently.

I am thinking to open starsaver or fastsaver-I a/c , as I only have fastsaver a/c for now.

Infact Starsaver 1.7% first 100k and 2.28% next 150k seems better than fastsaver? as dont have to strictly maintain full 75k to maximize the bonus int EIR like fastsaver need to.

 

[yslvlys]

Lol very confusing. End Oct I better get my Aug BI then I'm out of CIMB until they have simple promo

 

[sohguanh]

Infact Starsaver 1.7% first 100k and 2.28% next 150k seems better than fastsaver?

With capital like 100k I would think take some for TBill is better. Since 2 weeks one issue you got a ladder and all interest upfront get. But if your entire 100k need to be able to withdraw instantly then yes StarSaver look better

 

[IcYFl4mEz]

I hv between 75000 to 75500 on all the days of Jul and Aug

These are alr the days they credit me the interest so I dun understand wat u mean by full breakdown coz I find the percentage seems to tally with my deposit amount (although seems a bit slightly lesser )

I dun credit salary, I only did the SI-CIMB Giro top up $1001 deducted from DBS bank to CIMB FAST on the 1st of the month

I hv Starsaver but the Starsaver is not eligible for SI-CIMB so I dun use it

why the additional $1? to play safe?
AT LEAST $1000, means $1000 will do..

 

[tiertime]

why the additional $1? to play safe?
AT LEAST $1000, means $1000 will do..

I kiasi

 

[Honda_typeR]

instant withdrawal not available for cimb
All my transfers take at least 24 hours. I called customer service, but they said they couldn't release the funds early
maybe I wasn't demanding enough, so they ignored my request

Seriously I thought call in they will release as long you pass all their verification questions.

 

[Honda_typeR]

Agreed!
Btw for cimb , can marry go round between fastsaver and starsaver ya , or even the (i) accounts , I read can (cimb fresh funds promo go by a/c , not by person) in older posts unless it has change recently.

I am thinking to open starsaver or fastsaver-I a/c , as I only have fastsaver a/c for now.

Infact Starsaver 1.7% first 100k and 2.28% next 150k seems better than fastsaver? as dont have to strictly maintain full 75k to maximize the bonus int EIR like fastsaver need to.

5. For the purpose of these terms and conditions, “fresh funds” are funds that do not originate from any existing account with CIMB Bank including without limitation the following:

a. funds in the form of non-CIMB cheques;

b. other funds that are not transferred from any existing CIMB current, savings or fixed deposit account;

c. other funds that are not withdrawn from any existing CIMB current, savings or fixed deposit account and re-deposited (whether partial or all of the amount withdrawn) into the new account with CIMB within the Promotion Period.

There is a clause 5c, so how to merry go round fastsaver and starsaver. Anyone tried before and got the bonus interest 2 months later?