Debt consolidation Plan

[Centralcoast]

Thanks Louis. I just got a letter from DBS saying that my application is not approved. The lady in HSBC doesn't answer at all. What's your advice? To wait or to go ahead with BOC?

When did u submit to HSBC ? HSBC will takes about 3 weeks to know the outcome

 

[Crazy12]

Ur other banks being paid off?

All haven leh

 

[Louis81]

All haven leh

So long ah. Bro, update us once yr banks are paid by BOC.

 

[melbourne10]

All haven leh

Give them a few days ba

 

[Louis81]

When did u submit to HSBC ? HSBC will takes about 3 weeks to know the outcome

When i apply in mid feb it was 7 days. I got rejected becos below 12 months then new statements came in hit above 12 months went for BOC. This whole process took me 1 month.

 

[Crazy12]

So long ah. Bro, update us once yr banks are paid by BOC.

Mine 14th approved.... some more today ANZ can tell me my money line not suspended ... I really scratch head

 

[Louis81]

Mine 14th approved.... some more today ANZ can tell me my money line not suspended ... I really scratch head

I know. I use yr processing time to calculate mine. Which is 7 days. So now u monitor when money will come in and i will be 7 days after u

 

[Louis81]

Anyway for those who are clear n sure they meet the requirement with rating ee and above shld go for BOC b4 waiting time gets longer

 

[multi]

Mine 14th approved.... some more today ANZ can tell me my money line not suspended ... I really scratch head

Did you receive any letter to confirm the approval of your DCP? If approved, all unsecure loan and cards will be suspended. I try using last night and indeed it suspended although the cards has no outstanding.

Sent from LGE LG-H990 using GAGT

 

[Crazy12]

I haven received any letter also ..... how Long did u get yours after approval?

 

[multi]

I haven received any letter also ..... how Long did u get yours after approval?

Me also no letter but have received new debit card and credit card. Confirm all unsecure account is suspended but not paid yet. I'm still waiting for further information on the total loan and instalment from HSBC.

Sent from LGE LG-H990 using GAGT

 

[member8]

What's the name of the HSBC lady?

U can try BOC la, no harm. Call up and ask for the form, they will get back to u in the same day (if you call before closing time).

Her name is Lalaine. I applied on Feb 9th. I managed to speak with her on Monday and she promised to call me back but no call back at all.

 

[Centralcoast]

Her name is Lalaine. I applied on Feb 9th. I managed to speak with her on Monday and she promised to call me back but no call back at all.

That's more than a month already. Maybe already approved?

 

[melbourne10]

Her name is Lalaine. I applied on Feb 9th. I managed to speak with her on Monday and she promised to call me back but no call back at all.

Wah that's an even longer delay compared to mine. Jialat.

 

[Louis81]

Me also no letter but have received new debit card and credit card. Confirm all unsecure account is suspended but not paid yet. I'm still waiting for further information on the total loan and instalment from HSBC.

Sent from LGE LG-H990 using GAGT

I guess disbursement of funds will take 2 weeks

 

[Louis81]

That's more than a month already. Maybe already approved?

Call hsbc hotline n ask the statua

 

[Centralcoast]

Call hsbc hotline n ask the statua

I think anyone who is serious will do that.

 

[melbourne10]

I think anyone who is serious will do that.

Cannot say that. I called everyday before I finally decided to screw the HSBC app and try citi. They never got back to me.

 

[member8]

Wah that's an even longer delay compared to mine. Jialat.

Yes bro! I just got a credit report for free.
If you take a look at your credit report you'll see inquiries for DCP on top with the date.
I can See DBS DC application was created on 20 March and HSBC's application on the 22nd which is today only!!! My rating is HZ now.

 

[member8]

I think anyone who is serious will do that.

Who is not serious bro please tell me!
We are all sharing our sorrows here and we want to settle those things ASAP!
I have called HSBC several times and they always refer me to the CSO.
As per my report they have just submitted my application.