Hello from Team OCBC

[ceecookie]

Does UOB ATM offer the option to withdraw custom amount for OCBC card? I tried to withdraw $100(manually input amt) but ATM wont proceed

 

[OCBC Bank]

Does UOB ATM offer the option to withdraw custom amount for OCBC card? I tried to withdraw $100(manually input amt) but ATM wont proceed

Hi ceecookie,

Could you provide us with more details?
Were there any error messages shown on the screen?

Thank you.

^DG

 

[wiiplay]

Hi, I retired already can I applied for a credit card? Heard need to have a fixed deposit, what is the amount? TIA

 

[ceecookie]

Hi ceecookie,

Could you provide us with more details?
Were there any error messages shown on the screen?

Thank you.

^DG

Yes, but i cant remember the exact phrase. Was smth like requested service not available. At the ATM main screen, my action was "Others" -> "Savings Account" -> input amt $100.

Do you have the exact sequence on how to withdraw custom amount for OCBC card at UOB atm so i can attempt that again?

 

[OCBC Bank]

Hi, I retired already can I applied for a credit card? Heard need to have a fixed deposit, what is the amount? TIA

Hi wiiplay,

We thank you for your interest in our products.

You will be able to apply for a secured credit card with a minimum SGD Time Deposit of S$10,000 which will be secured against the credit card account.

Thank you.

^Wilson

 

[OCBC Bank]

Yes, but i cant remember the exact phrase. Was smth like requested service not available. At the ATM main screen, my action was "Others" -> "Savings Account" -> input amt $100.

Do you have the exact sequence on how to withdraw custom amount for OCBC card at UOB atm so i can attempt that again?

Hi ceecookie,

You can only choose to withdraw from “Savings” or “Current” account. This will be the first savings or current account tagged to your ATM card.

If you have multiple savings and current accounts, you will need to check with us. We will be able to tell which of your accounts can be withdrawn from a UOB ATM.

^Wilson

 

[opt1m4l]

Hi, I'm thinking of closing my OCBC Frank Account. However, I previously purchased some shares under BCIP and I'm just wondering if the dividends can be credited to a UOB or DBS account instead? And will I still be able to access internet banking to sell the shares, should I choose to do so?

 

[wiiplay]

Hi wiiplay,

We thank you for your interest in our products.

You will be able to apply for a secured credit card with a minimum SGD Time Deposit of S$10,000 which will be secured against the credit card account.

Thank you.

^Wilson

Which card can I apply, will I get the same benefit? How to apply, any branch? Must pay for subscription, if so how much annually? Thanks

 

[YoYoMa88]

Hello OCBC

Your share price has fallen quite a bit to under S$9 since the start of the year. Almost 2 year low?

Why may this be so?

How is OCBC going to handle 2016 and perform better than UOB or DBS?

 

[wts2013]

Which card can I apply, will I get the same benefit? How to apply, any branch? Must pay for subscription, if so how much annually? Thanks

hahaha, u place the FD, u can apply for any card, all cards will share the same credit limit determined by the FD amt, cards will enjoy same benefits as per normal, annual fee waived as per each card promo, u can check at the website for fees for each card, apply at any branch as u need to place the FD first then apply, hahaha, which card do u want? see the website lor

 

[wiiplay]

hahaha, u place the FD, u can apply for any card, all cards will share the same credit limit determined by the FD amt, cards will enjoy same benefits as per normal, annual fee waived as per each card promo, u can check at the website for fees for each card, apply at any branch as u need to place the FD first then apply, hahaha, which card do u want? see the website lor

So seriously, which card/bank you recommend for retired and jobless uncle...

 

[wts2013]

So seriously, which card/bank you recommend for retired and jobless uncle...

oh uncle, moi suggest u post your question in the credit card forum, there are many experts who might be able to help u lor, or read this thread first, then post your question there, hahaha

http://forums.hardwarezone.com.sg/c...-facilities-243/one-card-one-use-4721150.html

 

[dhyzer]

Hi OCBC,

Just want to ask why the bank deducted $2 for the service charge as shown in my bank statement even though i keep the maintaining balance of $3000 on it. Thanks

 

[henrylbh]

Why I have $35 service charge on velocity corporate account with less than 10k but more than 8k? When I opened the account I understand that there is no charge if my min balance is above 8k.

Going to move to Maybank with no min balance charge.

 

[OCBC Bank]

Hi OCBC,

Just want to ask why the bank deducted $2 for the service charge as shown in my bank statement even though i keep the maintaining balance of $3000 on it. Thanks

Hi dhyzer,

Could you drop us a PM with your contact details? We will arrange for our service executive to check on this matter, and give you a call after.

^DG

 

[OCBC Bank]

Why I have $35 service charge on velocity corporate account with less than 10k but more than 8k? When I opened the account I understand that there is no charge if my min balance is above 8k.

Going to move to Maybank with no min balance charge.

Hi henrylbh,

Please drop us a PM with your contact details. We will arrange for our Service Manager to check on this matter before giving you a call.

^DG

 

[sgboy85]

endowment enquiries

Hi all the experts/ ocbc team.

I just puchased (1 month) an endowment plan with ocbc (tied up with great eastern insurance) - ocbc max growth

Firstly I am 29 yo and I have not purchase any insurance yet. So I tot of giving the endowment a try. The endowment is 6 plus 6, pay $12k pa for 6 years and let it run for another 6 years. Total payout is $72k. Sum assured $62k. Projected bonus 3% on top of the sum assured.

I met a friend who are in financial line gave me lots of negative feedbacks on the endowment plans. He told me i will lose ard 10k with no bonus. Is it true? What is the minimum interests can a person get?

Regards to the bonus, is it depends on yearly performance with the money I had put in from yr 1 or it depends on the performance after 6 years (which i had ardy put in 72k)

If there is no earning i dont mind. I just hope i get the 72k at the end of policy. Its another form of saving force me to save. I have other cash saving on hand and spare cash.

 

[sgboy85]

Hi ocbc
Is there by any chance my endowment have 0% growth? Therefore i only get back my sum assured which is $63k (i put in $72k over 6 years for 12 year). Which mean i made a lost of ard $9k?

 

[OCBC Bank]

Hi ocbc
Is there by any chance my endowment have 0% growth? Therefore i only get back my sum assured which is $63k (i put in $72k over 6 years for 12 year). Which mean i made a lost of ard $9k?

Hi sgboy85,

Could you drop us a PM with your contact details, and also the branch and name of the personal financial consultant you got the plan from? We will arrange for a call to you to further assist.

^DG

 

[zhooge]

Hi OCBC,

Your hotline is a joke, I called at least 3 times but to be put on hold for more than 10mins listening to music which I can hum quite easily by now.

Can i instead use the secured PM on the online banking platform to cancel my credit cards?