Do you have an inferiority complex? I've never looked down on anyone, so I really don't understand why you'll think so? Just because I refuse to BTO for a three-room flat means I look down on others?
QTE
If I were to wait till all my circumstances materialise, and save for the entire downpayment with my monthly take home pay of $3,500, I'll be about 35 years old by the time I can afford a BTO in a mature estate comfortably. Since the government wishes for young couples to start their families early, and provide them with such grants to own their first home, and me being their targeted audience, surely I must be able to exercise my birthright as a Singaporean to use these grants?
By the same logic that some here used to bash me on the idea of my EC, it is clear that I am unable to afford an EC based on our current financial circumstances. And this being the exact same financial circumstances that allows me to receive the government's grant, surely then, I should take them?
My family background should not play a part in assessing the morality in my taking up of the grants. My parents worked smart and hard for the achievements that they have today. I played no part in it. Being an independent person, burdened with father-mother education loans, morality ensues that I should and must be given the chance to take the grants.
To paint the picture plainly, I am going to start working as an employee in an organisation in a year's time or so. Although my prospects may be brighter than the bottom 20-30% of the population, please bear in mind that I am already 200-300k in debt by the time I start working. Moreover, as a first property, this liability will put me in a mountain heap of debt for the next 20-25 years. Granted, this could be paid off by CPF monies eventually, but are all these CPF monies not my hard earned money?
Please, enlighten me if I'm wrong.
UNQTE
Let me zoom in
QTE
Although my prospects may be brighter than the bottom 20-30% of the population, please bear in mind that I am already 200-300k in debt by the time I start working.
UNQTE
IF you are brighter than others (the bottom 20-30% popluation), why do you need a grant ?
Even i am in the top percentile range, i do not dare to speak like you.
All the best in your grant and BTO.
Why do you need a good primary school ? Why do you need this ?
When your BTO ready primary school still there ? Good status still good ?
Stop your mindset. stop your forum and go drink kopi with your father and ask him to guide you lah. Come forum yaya and tell the world you better 30% than bottom pop, headhunted and 3.5k take home pay. many might treat you like god.
Me ? I just giggle ..
Inferior complex ? Whatever you would like to say or comment however please ensure you back it up. Because today world you need to be accountable what you say.
Time for lunch.