coolhead
Great Supremacy Member
- Joined
- Mar 25, 2007
- Messages
- 52,400
- Reaction score
- 13,579
This is what we expect as of 1st Jan 2020:You intend to pay off the housing loan with cash? If not, seems quite tough to service the loan
95% of housing cost (5% downpayment made) : $475k
Combined CPF: 140k
Combined cash: 100K (We have combined 70k now. Saving 15k/year shouldn't be tough)
Cash to utilise: 35k out of 100k.
If we take 10 years to pay off, it will be 2800/month shared by both of us. Should not be too bad I think.


