Guys usually how much do we have to pay upfront when we get the house?
The Payments:
1) On the day you select a flat -
you need to pay an option fee of ($500-$2000) depending on your flat type, i.e. 2 rm, 3 rm or 4-5 rms
2) On the day you sign the lease agreement -
you need to pay about 1% to 3% of the flat's selling price as legal and stamp fees using CPF and/ or cash +
Presuming you are not taking Staggered Downpayment Scheme.
If you are taking a housing loan from HDB:
You need to pay 10% of the flat's selling price as downpayment using CPF and/ or cash
If you are taking a housing loan from a bank/ financial institution:
You need to pay 20% of the flat's selling price as downpayment.
3) When you move into your new home -
You will need to pay the balance of the flat's selling price with a loan from HDB or a bank/ financial institution, or using CPF and/ or cash.