POSB Everyday Card

[hisokaomi]

If dun meet $800 spend, can still get 5% at sheng siong/red mart, 3% at watson, 3% for recurring payment for SP and selected telco. Only 0.3% for spending that dun fall under specific merchants listed here https://www.posb.com.sg/personal/cards/credit-cards/posb-everyday-card, provided not excluded from rebate.

For same $800 spend requirement Maybank family and friends is better with 8% rebate for some common categories (not including SP utilities though)

Thank you..

Still good enough for me as its frustrating to pay utilities bill but unable to gain any rebates if using paynow.

Am considering uob one card as well now because of high cost when taking trains and buses, if not, will stick to grabpay card..

 

[reddevil0728]

Sounds good enough for me as long as can get some rebates...

Yes, registering card to simplygo then use it to take trains and buses.. ok, will check..

Thank u..

you don't need to register the card to simply go to take public transport. don't get confused by the app/portal.

 

[Trazora]

Thank you..

Still good enough for me as its frustrating to pay utilities bill but unable to gain any rebates if using paynow.

Am considering uob one card as well now because of high cost when taking trains and buses, if not, will stick to grabpay card..

note the rebate for utilities on POSB everyday is on a promotion basis, for specific months only. Also simplygo mrt/train at best only earn 0.3%.

 

[hisokaomi]

you don't need to register the card to simply go to take public transport. don't get confused by the app/portal.

Olay, but still good to register to track transport cost each time.

 

[reddevil0728]

Olay, but still good to register to track transport cost each time.

sure

 

[hisokaomi]

note the rebate for utilities on POSB everyday is on a promotion basis, for specific months only. Also simplygo mrt/train at best only earn 0.3%.

Looks like I'll need to apply uob one as a back up just in case.

Okay, thanks for telling... still good to earn some rebates for mrt/bus..

 

[demoforce1]

Looks like I'll need to apply uob one as a back up just in case.

Okay, thanks for telling... still good to earn some rebates for mrt/bus..

uob one have minimum spend every quarter on monthly basis

 

[viethai]

POSB everyday is good if u shop at sheng siong often

 

[hisokaomi]

uob one have minimum spend every quarter on monthly basis

Yup, but its $500/month minimum should be easy to hit with posb everyday card as backing.

POSB everyday is good if u shop at sheng siong often

Agree so it is good for groceries, hope I wont kana the annual fee as I cant hit $800 with sheng song alone.

 

[Trazora]

Yup, but its $500/month minimum should be easy to hit with posb everyday card as backing.

Agree so it is good for groceries, hope I wont kana the annual fee as I cant hit $800 with sheng song alone.

actually can use uob one card get 8.33%-10% at giant/cold storage, better than 5% using posb everyday at sheng siong

 

[viethai]

Yup, but its $500/month minimum should be easy to hit with posb everyday card as backing.

Agree so it is good for groceries, hope I wont kana the annual fee as I cant hit $800 with sheng song alone.

Just call up or use the apps to request for waiver....no harm trying

 

[hisokaomi]

actually can use uob one card get 8.33%-10% at giant/cold storage, better than 5% using posb everyday at sheng siong

I normally frequent sheng song and ntuc more than giant/cold storage so had applied posb everyday in the 1st place. But uob one is more tempting becoz of better rate for utilities, other spends and public transport.

Just call up or use the apps to request for waiver....no harm trying

Yup.. planning to do that. Think also can use digibot on posb app as well. At most if not allow to waive, I may cancel the card.

 

[viethai]

I normally frequent sheng song and ntuc more than giant/cold storage so had applied posb everyday in the 1st place. But uob one is more tempting becoz of better rate for utilities, other spends and public transport.

Yup.. planning to do that. Think also can use digibot on posb app as well. At most if not allow to waive, I may cancel the card.

Hope they can accede to yr waiver request.

 

[reddevil0728]

I normally frequent sheng song and ntuc more than giant/cold storage so had applied posb everyday in the 1st place. But uob one is more tempting becoz of better rate for utilities, other spends and public transport.

Yup.. planning to do that. Think also can use digibot on posb app as well. At most if not allow to waive, I may cancel the card.

no harm to always call as the last resort

 

[hisokaomi]

Hope they can accede to yr waiver request.

Thanks.. I hope so too. I'll worry about it a year later since I've just received the card this year..

no harm to always call as the last resort

Yup, I'll do that.

 

[viethai]

Thanks.. I hope so too. I'll worry about it a year later since I've just received the card this year..

Yup, I'll do that.

Dont worry...so far for all my credit cards, once I see the annual fee charge incurred, I will write in for waiver.

 

[hisokaomi]

Dont worry...so far for all my credit cards, once I see the annual fee charge incurred, I will write in for waiver.

Thanks, I'm going to do that too, if I ever kana any annual fee..

 

[viethai]

Thanks, I'm going to do that too, if I ever kana any annual fee..

Good

 

[starbugs]

Dang, my annual fee waiver not approved. First time in 10+ years. Need to find another card for town council conservancy charge and supermarkets.

 

[reddevil0728]

Dang, my annual fee waiver not approved. First time in 10+ years. Need to find another card for town council conservancy charge and supermarkets.

Calling also can’t?

how many cards you have with them?