POSB Everyday Card

[sohguanh]

Yup same thinking too. Need to find another card to take Bus/MRT again..

I will be using SC Spree to test out since it is contactless payment. My monthly minimum spend very low so this card seem to serve me well so far.

 

[Dinofied]

Yup same thinking too. Need to find another card to take Bus/MRT again..

Standard Charteted Smart Credit Card for Bus/MRT have 6% cashback with no minimum spend and no annual fees

 

[sohguanh]

Standard Charteted Smart Credit Card for Bus/MRT have 6% cashback with no minimum spend and no annual fees

Thanks for sharing. Someone share this card before. This card seem to be giving Reward Points and then from this points convert to cashback. I waiting some reader to share how the conversion works. Why is there this additional process of reward points first and then to cashback instead of typical direct cashback instead.

 

[Dinofied]

Thanks for sharing. Someone share this card before. This card seem to be giving Reward Points and then from this points convert to cashback. I waiting some reader to share how the conversion works. Why is there this additional process of reward points first and then to cashback instead of typical direct cashback instead.

The reward points earned depends on whether you want to change to cashback or other vouchers. Eg (Capitaland vouchers, frasers, Sushi tei vouchers, Paradise etc etc)

 

[sohguanh]

The reward points earned depends on whether you want to change to cashback or other vouchers. Eg (Capitaland vouchers, frasers, Sushi tei vouchers, Paradise etc etc)

I assume you have this card? Can you share how the conversion works? You get reward points and then you use the SC app to change the points to cashback correct? Is there any minimum number of points before you can convert to cashback? I read from internet 3200 points is $1 hmmm.... I always wonder why cannot direct change to cashback. Also this card is narrowly defined only fast food, netflix kind subscription and transport.

 

[Dinofied]

I assume you have this card? Can you share how the conversion works? You get reward points and then you use the SC app to change the points to cashback correct? Is there any minimum number of points before you can convert to cashback? I read from internet 3200 points is $1 hmmm.... I always wonder why cannot direct change to cashback. Also this card is narrowly defined only fast food, netflix kind subscription and transport.

Yea i currently have this card. You can look up for the rewards catalogue at :
https://www.sc.com/nfs/orr/foa/view_reward_home.htm?ctry=SG&lang=en_SG

 

[sohguanh]

Yea i currently have this card. You can look up for the rewards catalogue at :
https://www.sc.com/nfs/orr/foa/view_reward_home.htm?ctry=SG&lang=en_SG

Hi I already view the online as another reader share earlier. I just want to hear from actual user like you how you convert the points to cashback. Any minimum points then can convert? There is also a cap on the number of points earned each month. Any expiry date for the points? Any limit to the number of times you convert each month for e.g ?

The 6% is good but limited to few categories (fast food,subscription,transport) is my concern so that is why I am still sticking to SC Spree instead.

 

[Dinofied]

Hi I already view the online as another reader share earlier. I just want to hear from actual user like you how you convert the points to cashback. Any minimum points then can convert? There is also a cap on the number of points earned each month. Any expiry date for the points? Any limit to the number of times you convert each month for e.g ?

The 6% is good but limited to few categories (fast food,subscription,transport) is my concern so that is why I am still sticking to SC Spree instead.

Have yet to redeem anything as of today. Points earned have a lifespan of 3 years from card opening month. (Example for my case got my card last year Dec, points expiry Jan 2025 stated in e statement) ( Bad thing is i am not sure how many points due to expire Jan 2025), so maybe Dec 2024 1 shot redeem everything. The cap never hit before as i calculated need to spend $818( damn impossible considering the limited merchants). This card only good if you frequent fast food, toast box, ya kun and have netflix disney youtube premium subscription and transport. You can just apply and try as your transport card since standard chartered credit limit is shared across all their cards.

 

[lasnoblur]

i am using this card for simplygo transport trips this month.

this is counted as credit card spend for multiplier account?

 

[Trazora]

i am using this card for simplygo transport trips this month.

this is counted as credit card spend for multiplier account?

yes, any credit card spend also counted

 

[reddevil0728]

i am using this card for simplygo transport trips this month.

this is counted as credit card spend for multiplier account?

yes, any credit card spend also counted

even transactions that don't get any cash back or points also counted

 

[Kitaro9202]

Use this card for Watson got the rebate right? No need any minimum spending

 

[Trazora]

Use this card for Watson got the rebate right? No need any minimum spending

yes 3%

 

[Dinofied]

Just saw the updated page for POSB Everyday Card. Simply Go 5% rebate revised till end of December 2022.

 

[andriod]

I just cancelled this credit card. Credit card fee waiver denied, last year also denied but I found out too late so LL paid. This year I keep a tight watch on the statement, waiver request failed, called CSO to cancel it. They didn't blink an eye to ask me to keep it.

 

[reddevil0728]

I just cancelled this credit card. Credit card fee waiver denied, last year also denied but I found out too late so LL paid. This year I keep a tight watch on the statement, waiver request failed, called CSO to cancel it. They didn't blink an eye to ask me to keep it.

huh why ll paid. u can just ask them to waive and cancel no?

 

[saver$]

I just cancelled this credit card. Credit card fee waiver denied, last year also denied but I found out too late so LL paid. This year I keep a tight watch on the statement, waiver request failed, called CSO to cancel it. They didn't blink an eye to ask me to keep it.

Same here. Cancel mine as well.

 

[reddevil0728]

Same here. Cancel mine as well.

You got charge af and can’t waive?

 

[netzach]

I just cancelled this credit card. Credit card fee waiver denied, last year also denied but I found out too late so LL paid. This year I keep a tight watch on the statement, waiver request failed, called CSO to cancel it. They didn't blink an eye to ask me to keep it.

you have 2 Credit cards from DBS/posb ?



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[Dinofied]

Hi All,

Just checked POSB Everyday TnC. Simplygo 5 % rebate extended until 31st Jan 2023~