POSB Everyday Card

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sohguanh

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Dinofied said:
Hi All,

Just checked POSB Everyday TnC. Simplygo 5 % rebate extended until 31st Jan 2023~
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60 days after calendar month of txn is really too long. Furthermore there is a cap of $5 each month. Think Jan 2023 I switch another card lower but can get cash rebate faster
 
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maumu

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it's not a big deal, just cancel the card if they refuse to waive.
 
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maumu

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idk how many people here actually diligently pay credit card annual fees for their cards - but I have never, once in my life, paid them.

oh except one time when amex offered me 50% waiver... which I took up because they had some benefits which I wanted to enjoy.
 
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demoforce1

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maumu said:
idk how many people here actually diligently pay credit card annual fees for their cards - but I have never, once in my life, paid them.

oh except one time when amex offered me 50% waiver... which I took up because they had some benefits which I wanted to enjoy.
Click to expand...
few years ago, an ex-colleague still pay cc annual fee
 
reddevil0728

reddevil0728

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maumu said:
idk how many people here actually diligently pay credit card annual fees for their cards - but I have never, once in my life, paid them.

oh except one time when amex offered me 50% waiver... which I took up because they had some benefits which I wanted to enjoy.
Click to expand...
well if ppl bo chup and dun take responsibility of their own finances, then they should suffer lor
 
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sohguanh

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maumu said:
idk how many people here actually diligently pay credit card annual fees for their cards - but I have never, once in my life, paid them.

oh except one time when amex offered me 50% waiver... which I took up because they had some benefits which I wanted to enjoy.
Click to expand...
Not sure how old you are in real life but for me my era to get credit card need annual income 30k so for those that make it we treasure it preciously and we get to sign our signature on the slip. Years go by and now cc so easy to get it is now dun waive apply another card. So I go with the times don't waive I cancel apply other cards. I only pay once in my lifetime and that is my first cc which is a M1 Citibank card
 
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pratik28

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i suppose POSB everyday card people mainly use for 7% shengsiong cashback and other spend is just 0.3% cashback. Also, recently many cases of not getting waiver of $192 annual fees.

Why not use BOC Shengsiong card, 6% cashback for shengsiong, 1.5% for other spend and annual fees only $32. BOC may or may not waive it same as posb.
+ HSBC Revolution card 2.5% cashback on selected category, no annual fees
 
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Nofear40

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pratik28 said:
i suppose POSB everyday card people mainly use for 7% shengsiong cashback and other spend is just 0.3% cashback. Also, recently many cases of not getting waiver of $192 annual fees.

Why not use BOC Shengsiong card, 6% cashback for shengsiong, 1.5% for other spend and annual fees only $32. BOC may or may not waive it same as posb.
+ HSBC Revolution card 2.5% cashback on selected category, no annual fees
Click to expand...
just got it waived
kelx01 said:
Nice, utilities also extended.
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same goes for shengsiong rebates… but only till end of this month…
 
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