26. The following transactions charged to a Registered Card will not be considered as a Qualifying
Transaction for the purpose of the Promotion:
(a) Insurance premiums, including premiums for investment-linked policies, charged to the
Registered Card;
(b) Bill payments (Examples of bill payment merchants include but are not limited to
Telecommunications and utilities providers such as Starhub, Singtel and M1, Singapore
Power);
(c) Any payment via AXS network;
(d) Any payment via SAM network;
(e) Payments to government agencies which include but is not limited to Land Transport
Authority, Housing Development Board, Inland Revenue Authority of Singapore, Public
Utilities Board, Immigration & Checkpoints Authority and the Ministry of Manpower;
(f) Income tax payments;
(g) EZ-Link cards transactions;
(h) Transit Link transactions;
(i) Any transactions pertaining to Merchant Category Codes 6211 (Security Brokers/Dealers) and
7995 (Gambling/Lotto)
(j) Balance transfers to the Registered Card, cash advances from the Registered Card,
purchases via NETS and ongoing instalment payments;
(k) Any fees and charges (including annual fees, interest charges, cheque processing fees,
administrative fees, cash advance fees, finance charges and/or late payment charges and
other miscellaneous fees and charges) charged to the Registered Card;
(l) Any amount charged to the Registered Card during the Promotion Period that is subsequently
cancelled, voided or reversed; and
(m)Balance owing on the Registered Card account from other months.