The Visionaire EC

[hongge]

Did u purchase at launch price?

 

[jkkvx9]

Haha yup. At launch price. Bought the 10th floor but heard that I can change to the 7th floor if it is still available. Heard fendshui is better. Lol

I don't have fb but will ask my fiancé to add.

 

[asky2505]

Haha yup. At launch price. Bought the 10th floor but heard that I can change to the 7th floor if it is still available. Heard fendshui is better. Lol

I don't have fb but will ask my fiancé to add.

If u wanna change better do it before they clear e chq. They don't refund e excess booking fee if u change to one of lower value and they don't issue any receipt. You will have to prove to your lawyer the excess amt paid by showing him your bank stm etc. Not assuring.
This is what is happening to me.

Sent from sibeh sianz using GAGT

 

[hongge]

congrat! your chosen unit is quite good, got pool view from bedroom 3.

 

[jkkvx9]

Haha no pool view ba. Facing the yoga area. Heard that it is surrounded by a small water feature. Cannot afford pool view.

 

[asky2505]

congrat! your chosen unit is quite good, got pool view from bedroom 3.

Think can't see. The stack behind will block it. Maybe the mbr toilet can see.

Sent from sibeh sianz using GAGT

 

[KittyTrix]

That's why I'm hoping the bus at the bus stop in front of stack 52 will ply SSC.

U r better off taking mrt to town. Sitting in 167 to town gonna be very frustrating

Sent from sibeh sianz using GAGT

there're currently shuttle bus from SSC to various parts of sembawang / yishun. Perhaps they will have one to canberra mrt as well as the surrounding area

 

[grix17]

there're currently shuttle bus from SSC to various parts of sembawang / yishun. Perhaps they will have one to canberra mrt as well as the surrounding area

Their timing is irregular and unreliable, though they are starting a trial for waiting time at SSC. At least one route passes the future station.

 

[Ehelpers]

Congrats and welcome to the Visionaire family

Finally bought a unit last weekend. Decided after comparing Wandervale and Brownstone. Had a lot of good insights from members in this forum. Want to contribute back so anyone who wants to know more can just pm mse.

 

[jkkvx9]

Thanks! But sucky thing is that may need to appeal to hdb to buy.

 

[Kokky83]

Thanks! But sucky thing is that may need to appeal to hdb to buy.

How come? Hdb rejected?

 

[jkkvx9]

How come? Hdb rejected?

Yup. Slight exceed of the income cap. Anyone knows what can help in the appeal?

 

[Liuliu101]

Agent told me last time that Developer will help you appeal. also don't know how to appeal. I called in HDB sales last week to ask the review process and the officer directed me to check with Developer on the status.

Anybody did appeal before? I also wanted to appeal on the CPF grant as just exceed the cutoff a little.

Meanwhile, anybody has signed the S&P ?　

 

[tokidoki_sg]

Yup. Slight exceed of the income cap. Anyone knows what can help in the appeal?

Hmm...if Qing Jian accepts your booking, mean they are quite sure HDB will allow you to buy. Your agent never help you with the reasons?

My agent helped me to draft out my story. Developer (CDL for my case) is the one who will help to submit and monitor the appeal. I'm not required to do anything.

You can list down how much of your income is given to support your parents, even if it's not true. Dun think HDB do any verification.

As my EC is closeby to my parent place, i listed that as a reason too since they help me take care of the kids after school.

I waited 4 months for the HDB approval. Slight exceed should be ok, mine was consider a bit high based on my agent's experience.

 

[jkkvx9]

Hmm...if Qing Jian accepts your booking, mean they are quite sure HDB will allow you to buy. Your agent never help you with the reasons?

My agent helped me to draft out my story. Developer (CDL for my case) is the one who will help to submit and monitor the appeal. I'm not required to do anything.

You can list down how much of your income is given to support your parents, even if it's not true. Dun think HDB do any verification.

As my EC is closeby to my parent place, i listed that as a reason too since they help me take care of the kids after school.

I waited 4 months for the HDB approval. Slight exceed should be ok, mine was consider a bit high based on my agent's experience.

4 months is very long. Will they keep asking to give the updated income statement? Or just up to the month when I gave the cheque of 5%?

 

[tokidoki_sg]

4 months is very long. Will they keep asking to give the updated income statement? Or just up to the month when I gave the cheque of 5%?

During the wait, you can go finalise on your bank loan. I signed my bank loan before i got my approval. The bank will not charge you any $ if HDB dun approve. So nothing to lose.

HDB did not ask me to provide any updated income documents. It's just per what i submitted when i made the 5% deposit.

 

[grix17]

Yup. Slight exceed of the income cap. Anyone knows what can help in the appeal?

If you exceed slightly, developer will still accept because high chance of approval. A statement from employer that indicates a lower gross salary, or a self-declaration of use of money for parents' support, charity donation etc may help, according to my sources. Exceeding by less than 1k still quite possible to succeed in appeal.

Better to over-anticipate what HDB wants. Prepare all the necessary documents.

 

[avataar]

If you exceed slightly, developer will still accept because high chance of approval. A statement from employer that indicates a lower gross salary, or a self-declaration of use of money for parents' support, charity donation etc may help, according to my sources. Exceeding by less than 1k still quite possible to succeed in appeal.

Better to over-anticipate what HDB wants. Prepare all the necessary documents.

Yep, same situation for me. CDL accepted my application even though income exceeded by more than 1k. Used reasons like supporting parents and gave bank statements as proof. Now still waiting. Not received S&P, and also did not sign any bank loans yet, even though was told by bank that there will be no charges if HDB rejects.

 

[grix17]

For those still undecided:

http://m.todayonline.com/business/buying-ec-no-brainer-those-who-qualify

 

[tokidoki_sg]

Yep, same situation for me. CDL accepted my application even though income exceeded by more than 1k. Used reasons like supporting parents and gave bank statements as proof. Now still waiting. Not received S&P, and also did not sign any bank loans yet, even though was told by bank that there will be no charges if HDB rejects.

Oh, > $1k CDL still accepts? All the while, what i hear the excess must be below $1k than got chance. A few years ago, another developer rejected my application because > $1k.

Good luck for your appeal!