UOB ONE Account

[waddahell]

why nov bonus only $172.19 for 100K? I had already fulfilled salary and credit card spending.

2.095% for Nov
Looks right

 

[Cumzilla]

2.095% for Nov
Looks right

oh ya, kept thinking it should be in the 200-300+ region already...

 

[waddahell]

oh ya, kept thinking it should be in the 200-300+ region already...

$420.62 for Dec one

 

[wheyprotein]

UOB used to be good but customer service drop to 0 since early 2022

Can’t reach by call after an hour

Email no reply

Facebook directed me call

Call directed me to fraud

Fraud directed me to card

Card directed me to fraud

Fraud direct me to email

Never ending

Also they blacklisted some popular merchants’ bank accounts

You must use another bank card to pay them

So better don’t use UOB cards for now until they get themselves sorted out

 

[dxdx999]

even if EIR for 100k is 5%, im only got $172 in this Nov month despite having >100k.

am I missing something here? should it not be $412+ ?


Read HWZ Forum Rules!

 

[jywy2005]

even if EIR for 100k is 5%, im only got $172 in this Nov month despite having >100k.

am I missing something here? should it not be $412+ ?


Read HWZ Forum Rules!

If I am not wrong, there must be incremental balance. Did you make any recurring deposits?

 

[kelloggs]

On the UOB website it says "a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/“PAYNOW SALA”) in each calendar month."

Will it still work if my office Giro to my UOB One Account with the transaction reference "SALARY" instead of "SALA"? I thought naturally, most companies use the reference "Salary" instead of "SALA". I find it strange to tell our financial manager to put in the reference "SALA". This is quite salah.

Also, must the money comes from a company? Can I use my bank account from another bank and GIRO S$1.6k to my UOB One Account with the reference "SALA" and will this fulfill the salary deposit requirement?

 

[chiokcc]

https://forums.hardwarezone.com.sg/threads/uob-one-account.5037662/post-145065834
From 01 Dec 2022, if you spend min. $500 on eligible CC spend and credit your salary, and has $100k in UOB one acct, the bonus interest per month should be :


28 days in the month = $371.91
29 days in the month = $393.48
30 days in the month = $407.05
31 days in the month = $420.62

 

[chiokcc]

Wow, they even have advertisement on TV .....

 

[Mickey01]

On the UOB website it says "a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/“PAYNOW SALA”) in each calendar month."

Will it still work if my office Giro to my UOB One Account with the transaction reference "SALARY" instead of "SALA"? I thought naturally, most companies use the reference "Salary" instead of "SALA". I find it strange to tell our financial manager to put in the reference "SALA". This is quite salah.

Also, must the money comes from a company? Can I use my bank account from another bank and GIRO S$1.6k to my UOB One Account with the reference "SALA" and will this fulfill the salary deposit requirement?

"Also, must the money comes from a company? Can I use my bank account from another bank and GIRO S$1.6k to my UOB One Account with the reference "SALA" and will this fulfill the salary deposit requirement?"

very creative out of the box thinking if it can be done so easily I wonder if UOB will need to put this clause in the TnCs ... might as well just write "monthly recurring funds transfer of $1.6k"

 

[itchying]

If I am not wrong, there must be incremental balance. Did you make any recurring deposits?

There is no need for incremental balance or fresh funds to get the 5% interest right?

 

[waddahell]

There is no need for incremental balance or fresh funds to get the 5% interest right?

No need. This is NOT ocbc 360.

 

[iduncheckmail]

even if EIR for 100k is 5%, im only got $172 in this Nov month despite having >100k.

am I missing something here? should it not be $412+ ?


Read HWZ Forum Rules!

5% EIR is for salary + CC spend target. Did you acomplish both ?

 

[BBQ99]

5% EIR is for salary + CC spend target. Did you acomplish both ?

The new Interest starting for 1 Dec. so only the 2nd Jan will see the new interest.

 

[itchying]

Earmark 100k. Caz they giving 680sgd
680 in 1 yr is 2.5percent or so

It seem that the earmark amt end date is 14 apr 2023 as stated in tnc. Meaning lock 100k for 4.5mths. So to maximise the one acct interest to get 5% for the 5mth, u need to the 100k for 5mth until end april 2023.

Provided that everything stays the same for 5mth, same 5% eir and do 1.6k salary credit and 500 spend for 5mth.

30000x3.85% + 30000x3.90% + 15000x4.85% + 25000x7.80% + 680/5mth×12mth

= (5002.50+1632)/100000x100
= 66324.50/100000x100
= 6.63% only. Not 7%

Correct me if i am wrong tks.

 

[hlw8888]

hi all, may i know if recurring credit card payment can be counted as GIRO for uob one account?

 

[Jov1623]

hi all, may i know if recurring credit card payment can be counted as GIRO for uob one account?

No

 

[TheDarkKnight]

even if EIR for 100k is 5%, im only got $172 in this Nov month despite having >100k.

am I missing something here? should it not be $412+ ?


Read HWZ Forum Rules!

Dec then start uh, check again next yr

 

[TheDarkKnight]

If I am not wrong, there must be incremental balance. Did you make any recurring deposits?

Pls go OCBC 360 thread instead

This is UOB

 

[soulz81]

even if EIR for 100k is 5%, im only got $172 in this Nov month despite having >100k.

am I missing something here? should it not be $412+ ?


Read HWZ Forum Rules!

Mine also has issue. I called UOB, the customer service admitted something seemed wrong and he will need to escalate to their other department. So please call UOB.