UOB one card

[Trazora]

IMHO, by right, SP and town councils are not government agencies, but public service providers. So I do not think it's fair to discount payments to them from calculating the credit card spend.

However, paying taxes and fines go directly to government's coffers, so this is probably logical to be discounted.

Anyway. opinions being opinions, as long as the bank clearly defines what is counted and what is not, there should not be disputes when implemented.

everything is based on the MCC. The following MCCs are excluded under the Government institutions and services

9211 Court Costs, including Alimony and Child Support
9222 Fines
9223 Bail and Bond Payments
9311 Tax Payments
9399 Government Services ( Not Elsewhere Classified)
9402 Postal Services – Government Only
9405 Intra – Government Transactions

 

[fierygerrard]

Just called UOB again and highlighted to them the conflicting answers given by different CSO. And also asked them for clarification regarding Postal Services.
They said they'll verify and call me back later today.

Let us know what is the outcome.. Thank you!

 

[fierygerrard]

IMHO, by right, SP and town councils are not government agencies, but public service providers. So I do not think it's fair to discount payments to them from calculating the credit card spend.

However, paying taxes and fines go directly to government's coffers, so this is probably logical to be discounted.

Anyway. opinions being opinions, as long as the bank clearly defines what is counted and what is not, there should not be disputes when implemented.

Yeah. As long as it is clearly stated in terms and conditions, I am fine with that. The problem is UOB cso give conflicting answers.

 

[Allen_C_Sharp]

everything is based on the MCC. The following MCCs are excluded under the Government institutions and services

9211 Court Costs, including Alimony and Child Support
9222 Fines
9223 Bail and Bond Payments
9311 Tax Payments
9399 Government Services ( Not Elsewhere Classified)
9402 Postal Services – Government Only
9405 Intra – Government Transactions

Just curious: Road tax belongs to 9311(tax) or 9399 gov(LTA)?

 

[badsector]

everything is based on the MCC. The following MCCs are excluded under the Government institutions and services

9211 Court Costs, including Alimony and Child Support
9222 Fines
9223 Bail and Bond Payments
9311 Tax Payments
9399 Government Services ( Not Elsewhere Classified)
9402 Postal Services – Government Only
9405 Intra – Government Transactions

9399 Government Services (Not Elsewhere Classified) merchant type was Parks and Recreation – Registration, Police Departments, DMV – Department of Motor Vehicles, Fire Departments, Services – Government

 

[starship888]

A similar exercise by CIMB Bank on 1 Sep 2017 went like this:

FAQ For Merchant Category Code Exclusion Exercise
From 1 Sep 2017, payments to government institutions, insurance companies and non-profit organizations or donations made via the Visa/MasterCard worldwide network will not be eligible for cash rebates on all CIMB Credit Cards.

1. What are some examples of merchants excluded?

Payments to government institutions
HDB SEASON PARKING, LTA eServices, ACRA, URA, SINGPOST, SAM

https://www.cimbbank.com.sg/content/dam/cimbsingapore/personal/cards/others/faq-mcc-exclusion-exercise-20170719.pdf

 

[kelvinkezz]

Do you think it's possible to check the MCC for our transactions?

everything is based on the MCC. The following MCCs are excluded under the Government institutions and services

9211 Court Costs, including Alimony and Child Support
9222 Fines
9223 Bail and Bond Payments
9311 Tax Payments
9399 Government Services ( Not Elsewhere Classified)
9402 Postal Services – Government Only
9405 Intra – Government Transactions

 

[naro]

Do you think it's possible to check the MCC for our transactions?

Can email or call to check

 

[hwmook]

I am gonna stick to UOB One for my S&CC. If I don't get the rebate from UOB then whine to them....

 

[slowth84]

for local transactions, how long do UOB cc usually take to post transactions?

 

[Trazora]

for local transactions, how long do UOB cc usually take to post transactions?

depends on merchant. local/overseas, uob/other bank dun matter.

 

[Aaron_soh80]

I am gonna stick to UOB One for my S&CC. If I don't get the rebate from UOB then whine to them....

normal rebate is peanut..unless u spent 5k per transcation gt 3.33% or $600 continue for 3mths..

 

[Trazora]

normal rebate is peanut..unless u spent 5k per transcation gt 3.33% or $600 continue for 3mths..

lost you...

 

[dreamycrunch]

Which card to use for town council? Any suggestion?

 

[Trazora]

Which card to use for town council? Any suggestion?

citi smrt 4.7%-5%

 

[oceanicmanta]

finally got the 10% mobile payments rebate credited ... $50

 

[rerear]

Confused now, does town council and utilities count towards credit card rebates, or UOB one account spend anymore?

 

[Smokey.B]

citi smrt 4.7%-5%

citi smrt rebate % u stated is based on cold hard cash?

is this in citi$ similar to rewards card?

 

[xXxJavierxXx]

Hdb season parking counted as government services?

 

[Trazora]

citi smrt rebate % u stated is based on cold hard cash?

is this in citi$ similar to rewards card?

earn SMRT$. 5/10 SMRT$ converts to $5/$10 cashback.