YouTrip for Taipei

[calkel20]

My DBS card never activate also kena fraud attempt. Sent a sms to my mobile saying 1st transaction failed.

The card was inside the unopened envelope. It was a replacement card for a previously compromised card.

That is the thing. Even if card locked also can attempt to be opened.

 

[rrr2015]

That is the thing. Even if card locked also can attempt to be opened.

they can attempt but transaction will be declined. it sure scary how quick they are with their guesswork.

that's why i always try to minimize use of credit card oversea. i guess am ok with debit card for now.

do trust issue debit when u open saving account or need to apply separately

 

[dilphinus]

my friend lost his card once & got replacement with number same as previous.

where did u first spotted the fraud? in Europe?

Not possible. Banks don't recycle cc nbrs.

I used to work in a card center during uni vacation.

 

[rrr2015]

Not possible. Banks don't recycle cc nbrs.

I used to work in a card center during uni vacation.

i don't know but that's what he told me. maybe in the past but now numbers issued probably reached the limit, so needs to be recycled without needing to expand no of digits?

 

[calkel20]

100.00 SGD = 2,298.61 TWD

 

[naxchua]

100.00 SGD = 2,298.61 TWD

Such a good rate on Friday...

 

[calkel20]

Such a good rate on Friday...

Bluff ppl one. My payment was 22.76 nia
So at airport i used amex
Rate was direct at 22.98

 

[naxchua]

Bluff ppl one. My payment was 22.76 nia
So at airport i used amex
Rate was direct at 22.98

I haven't calculate my rates after shopping yesterday... Was shopping in Taichung yesterday... Stuff there cheaper than Taipei... Weird to see Taichung on sale but Taipei no sale...

 

[twosix]

I haven't calculate my rates after shopping yesterday... Was shopping in Taichung yesterday... Stuff there cheaper than Taipei... Weird to see Taichung on sale but Taipei no sale...

Like what? Clothings?

 

[naxchua]

Like what? Clothings?

Yup... Clothes...

 

[Andrew833]

I haven't calculate my rates after shopping yesterday... Was shopping in Taichung yesterday... Stuff there cheaper than Taipei... Weird to see Taichung on sale but Taipei no sale...

I also find that Taichung clothing are cheaper.

 

[s-ghost]

is youtrip really worth it than bringing cash to spend there?

 

[twosix]

is youtrip really worth it than bringing cash to spend there?

Money changers nowadays not favorable, but change some in case. Weekends dun use Youtrip as there is a +1% surcharge.

 

[s-ghost]

Money changers nowadays not favorable, but change some in case. Weekends dun use Youtrip as there is a +1% surcharge.

 

[Andrew833]

Money changers nowadays not favorable, but change some in case. Weekends dun use Youtrip as there is a +1% surcharge.

1% surcharge on what? Payment or withdrawal?

 

[twosix]

1% surcharge on what? Payment or withdrawal?

Anything that goes through the card. Wait... I think 1% extra is charged by Revolut. Still, Youtrip will give less favorable rates on weekends.

 

[twosix]

I think I got mixed up. Revolut will charge additional 1% on weekends. But Youtrip's rates will also be less favorable on weekends.

 

[Andrew833]

I think I got mixed up. Revolut will charge additional 1% on weekends. But Youtrip's rates will also be less favorable on weekends.

Youtrip rate is market rate, market close on weekend mah, so slightly less is still reasonable.

 

[twosix]

Youtrip rate is market rate, market close on weekend mah, so slightly less is still reasonable.

Market rates do not change on weekends, but Youtrip and Revolut, to protect themselves for whatever reasons, lower the rates or charge an excess. I understand Trust card does not lower the rates or charge excess for weekends.

 

[Andrew833]

Market rates do not change on weekends, but Youtrip and Revolut, to protect themselves for whatever reasons, lower the rates or charge an excess. I understand Trust card does not lower the rates or charge excess for weekends.

Foreign currency transactions
If you use your credit card to pay in a foreign currency (or get a refund in a foreign currency), here’s what
will happen: (1) The foreign currency amount will be converted from US dollars into Singapore dollars at the
foreign exchange rate provided by Visa with no fee from Trust (and if it’s not in US dollars, it’ll first be
converted to US dollars). (2) For a credit transaction, we’ll process the Singapore dollar amount on your
credit card. (3) For a refund, we’ll credit the Singapore dollar amount on your credit card. Please remember
that some transactions may be processed overseas even if displayed in Singapore dollars. We will consider
these transactions as using your Trust card in a foreign currency. Check with the retailer if you’re not sure.

Dynamic currency conversion (DCC)
If your foreign currency transactions (including overseas and online transactions) are converted into
Singapore dollars via DCC, this means that the process of conversion and the exchange rate applied will be
determined by the relevant DCC service provider and not by us.

I think Trust lose out on Youtrip base on exchange rate.