YTD 2026 Networth tracking thread

dereth

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July has been a decent month for my portfolio, just managed to overtake S&P500... if I can get 10% for the whole year that would be above expectations. :ROFLMAO:

The way things are going, I should probably arm chio if I can even stay net positive this year.
 

hwmook

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His positions were independently verified by 3rd parties like Morningstar, he didnt just post his positions on X or Reddit, its almost certainly real.

Its easy to make big money from the stock market but very few manage to keep it over the long run.

I am impressed by his balls of steel then.
 

laokorkor

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i went to check, I don't think there is a comparison feature available on the app.... the good news is that I crossed 10% overnight :cool:

This is good news. Infinity Global Index is closer to 8.5% YTD.

My portfolio is slightly over 20% YTD. My portfolio is heavy on STI ETF, Asia ETF, Global Dividend ETF.

Note that this portfolio while growing has been lagging the S&P500 previously for quite a few years. It's only a relieve for the past 2 years or so.

Like it or not, I feel so helpless in front of the markets. The markets are so merciless and brutal. Really must 听天由命.
 

d5dude

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Pretty much at ATH now, was lucky to have avoided the recent semi/AI rout due to some portfolio reshuffling last month, better be lucky than good!
 

laokorkor

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The US listed iShares MSCI SG ETF (EWS) rosed 2.15% on Friday evening, today pre market rise another 1%+.

Tomorrow STI should have good positive movement. Lol!
 

limster

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The US listed iShares MSCI SG ETF (EWS) rosed 2.15% on Friday evening, today pre market rise another 1%+.

Tomorrow STI should have good positive movement. Lol!

this multi-year market rally is partly amazing, partly ridiculous, every week markets hitting ATH. if it keeps on going, there is a small but growing chance I will hit $1m capital gain for the year.
 

laokorkor

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this multi-year market rally is partly amazing, partly ridiculous, every week markets hitting ATH. if it keeps on going, there is a small but growing chance I will hit $1m capital gain for the year.
Yes, the bull run is amazing but the logic has some foundations:

✅️ STI previously has depressed price with low PE, PB ratio
✅️ STI is still depressed compared to US market
✅️ I'm not sure, but perhaps it's an effect of AI driven productivity gains?
 

d5dude

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Yes, the bull run is amazing but the logic has some foundations:

✅️ STI previously has depressed price with low PE, PB ratio
✅️ STI is still depressed compared to US market
✅️ I'm not sure, but perhaps it's an effect of AI driven productivity gains?

STI is no longer depressed, its performance since Trump took office in Jan 2025 has been fantastic, up ~50% vs 25% for the S&P500 (total return in local currency terms).
 

hwmook

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Yes, the bull run is amazing but the logic has some foundations:

✅️ STI previously has depressed price with low PE, PB ratio
✅️ STI is still depressed compared to US market
✅️ I'm not sure, but perhaps it's an effect of AI driven productivity gains?

Are you sure STI have low PE ratio? You need to understand PE ratio only work if you understand the growth and industry. STI PE ratio is way too high now, for it's makeup, industry and growth. STI bubble is even worse than the AI bubble.
 

hwmook

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STI ETF PE ratio is 17.83
S&P500 PE ratio is 27.5

https://www.ssga.com/sg/en/individual/etfs/state-street-spdr-straits-times-index-etf-es3
https://investor.vanguard.com/investment-products/etfs/profile/voo

I'm comparing between these 2 markets as stated in my previous post.

What is the growth rate of these companies and industries? STI is dominated by banks, US banks are trading at PE ratio of just 12x. Singapore banks are trading at 15-20x and you tell me STI is cheap? I already tell you need to compare apple to apple, not apple to oranges. S&P500 is a very different index compare to STI, tech always trade at a much higher PE ratio. That's why those who keep shouting US stocks are overpriced are looking at the wrong data for comparison. You take US banks and REITS to do comparison then see what does the results tell you.
 

laokorkor

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What is the growth rate of these companies and industries? STI is dominated by banks, US banks are trading at PE ratio of just 12x. Singapore banks are trading at 15-20x and you tell me STI is cheap? I already tell you need to compare apple to apple, not apple to oranges. S&P500 is a very different index compare to STI, tech always trade at a much higher PE ratio. That's why those who keep shouting US stocks are overpriced are looking at the wrong data for comparison. You take US banks and REITS to do comparison then see what does the results tell you.
I agree on these 2 points.

(1) Singapore is financial heavy while US is technology heavy
(2) technology, and thus US, should have higher P/E and P/B to be fair due to differences in GAAP accounting between financial and technology companies.

Singapore banks should however, by right, be trading at a higher P/E and P/B because it has

(1) a stronger base currency
(2) being in a higher growth region in Asia
(3) US banks distribute higher dividends compared to technology and jurisdiction with higher taxation on dividends should trade at lower P/E and P/B

Raw absolute P/E and P/B ratios between 2 markets should also be taken seriously cos academic studies show that value strategies where investments across a widely diversified portfolio of stocks over long period of time, irregardless of sectors, portend higher future returns. This is pervasive across multiple time periods, countries, etc.
 

stanlawj

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Wealth in stocks is not money. I'm not the one saying this. Ray Dalio is.

Just because you have $1M in stocks, does not mean you have $1M worth of money.

You have to sell the stock first to get cash before you can spend it.

When you really want to sell, everyone could be selling at the same time.
Price drops, the actual money you get could be much LESS.



So your net worth measured by current stock holdings, is not really accurate. It assumes you can SELL IT ALL instantaneously at the last transacted price.
 

wutawa

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Wealth in stocks is not money. I'm not the one saying this. Ray Dalio is.

Just because you have $1M in stocks, does not mean you have $1M worth of money.

You have to sell the stock first to get cash before you can spend it.

When you really want to sell, everyone could be selling at the same time.
Price drops, the actual money you get could be much LESS.



So your net worth measured by current stock holdings, is not really accurate. It assumes you can SELL IT ALL instantaneously at the last transacted price.

does it only apply to stocks? how abt car, house, unit trust? how abt ssb, fd, cpf? is everything guaranteed to be sellable and retrievable?
 

stanlawj

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does it only apply to stocks? how abt car, house, unit trust? how abt ssb, fd, cpf? is everything guaranteed to be sellable and retrievable?
haha... in this forum, stocks, bonds, unit trust and investment property (not own-stay) are included in net worth. That's where the problem is, because everyone assumes to be able to liquidate them 100% instantaneously at current valuation.
 

highsulphur

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haha... in this forum, stocks, bonds, unit trust and investment property (not own-stay) are included in net worth. That's where the problem is, because everyone assumes to be able to liquidate them 100% instantaneously at current valuation.
Stocks are definitely easier to liquidate than most other assets
 

demoforce1

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haha... in this forum, stocks, bonds, unit trust and investment property (not own-stay) are included in net worth. That's where the problem is, because everyone assumes to be able to liquidate them 100% instantaneously at current valuation.
how about CPF and SRS?
 
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