ANZ Optimum World Mastercard

[efreelancer]

after july. there is not more anz for your to boycott, even if you want to. haha

Issit? Physical card and credit limit will change?

 

[chongpang]

i didnt get too. pretty strange cause i spent quite quickly after registering

The latest promo only limit to the first 1000pax instead of previous 2000pax.

 

[foozgarden]

The latest promo only limit to the first 1000pax instead of previous 2000pax.

is it the first 1000pax to register or hit the min $200?

 

[chuanz]

Issit? Physical card and credit limit will change?

Seriously? You didn't get the note?
http://www.dbs.com.sg/personal/landing/anz-welcome/cards.html

 

[chongpang]

is it the first 1000pax to register or hit the min $200?

Should be first 1000pax to hit the min $200.

I have received the cashback for April and May. Cheers.

 

[hygge island]

ANZ Optimum has been my main card for past 2 years because my bulk spending is on hotel accommodation due to regular biz trips. Apparently, POSB everyday card is suppose to takeover Optimum card as define by DBS. While the dining deal still looks interesting, hotel transactions are now only 0.3% rebate.
Any suggestion which card I should look further to try to replace ANZ Optimum?
Thanks in advance.

 

[Henabi]

ANZ Optimum has been my main card for past 2 years because my bulk spending is on hotel accommodation due to regular biz trips. Apparently, POSB everyday card is suppose to takeover Optimum card as define by DBS. While the dining deal still looks interesting, hotel transactions are now only 0.3% rebate.
Any suggestion which card I should look further to try to replace ANZ Optimum?
Thanks in advance.

how's your monthly credit card spending pattern like?

 

[hygge island]

800-1200 monthly on hotel accommodation. 600 restaurant. Groceries, petrol, utlilities, I use citi smrt/posb everyday.

PS: prefers rebate, no use for miles.

 

[Henabi]

800-1200 monthly on hotel accommodation. 600 restaurant. Groceries, petrol, utlilities, I use citi smrt/posb everyday.

PS: prefers rebate, no use for miles.

if you are looking to Maximize the cashback for each type, you can consider:
- Petrol:
Citi Cash Back Card or HSBC for SHELL & ESSO
SCB Manhattan for CALTEX
If you are frequently visiting SPC, then stick to POSB

- Restaurants:
POSB is good.
you can also consider Citi Cash Back Card
personally, I keep Amex Platinum for 1-for-1 offers @ selected restaurants

- Grocery:
Citi Cashback, UOB Delight, Maybank Family and Friends
You may also want to filter the cards further based on which particular supermarket you visit most often (NTUC, Sheng Siong, Giant, Cold Storage)

but if you don't like the idea to keep track of your spending on different cards, and just want a All-in-One card which still gives you decent cashback, then you can consider:
- UOB ONE, OCBC 365, Citi Cash Back, Amex True Cashback

For travelling, if you like the idea to have complimentary airport lounge access every time you travel, you can consider Maybank Horizon...

 

[gxelan]

time to cancel the card soon liao...wld prefer to apply dbs directly and get their promotion for new sign ups

 

[revhappy]

time to cancel the card soon liao...wld prefer to apply dbs directly and get their promotion for new sign ups

I agree. However, DBS have a promotion that if you activate the new everyday card and make 3 transactions you will get $20 cashback. Also I have 5 optimum$ remaining. So if I cancel now I will lose $25. So I guess I will keep this card.

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[kaysee]

Super sian. This card is so much better than the posb everyday card. I have that card since 2 years back and hardly touch it. Maybe once a year. Need to hit 500 on UOB one, then this posb need to hit 600 monthly. The optimum card dont even need to hit the monthly requirement. Guess i gona utilise the balance points and cancel the card everyday card

 

[Trazora]

I agree. However, DBS have a promotion that if you activate the new everyday card and make 3 transactions you will get $20 cashback. Also I have 5 optimum$ remaining. So if I cancel now I will lose $25. So I guess I will keep this card.

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But you missing out on the $70/$100 everyday card sign up rebate for spending min $500 in first month

 

[galapogos]

I was extremely lucky to have exactly $50 Optimum$, after which I stopped spending, and then successfully redeemed it to offset my account balance. Not going to use it anymore.

 

[Trazora]

I was extremely lucky to have exactly $50 Optimum$, after which I stopped spending, and then successfully redeemed it to offset my account balance. Not going to use it anymore.

Dun see any issue even if transferred to POSB daily$

 

[revhappy]

But you missing out on the $70/$100 everyday card sign up rebate for spending min $500 in first month

I applied for the Posb Everyday card last month, but it got rejected. Not sure why. May be because I had cancelled their cards twice already or maybe because they know that I have ANZ card and I have taken 0% interest loan on the card and the credit limit is already 95% full. So they don't want to give me DBS card.

If I cancel also I am not sure if my DBS card application will be approved.

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[revhappy]

Dun see any issue even if transferred to POSB daily$

I think he is talking about the fact that he can now cancel the ANZ card and apply for new DBS card, under promo. Imagine if he had 48 optimum$ then it is a difficult decision, wait or cancel.

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[gxelan]

I applied for the Posb Everyday card last month, but it got rejected. Not sure why. May be because I had cancelled their cards twice already or maybe because they know that I have ANZ card and I have taken 0% interest loan on the card and the credit limit is already 95% full. So they don't want to give me DBS card.

If I cancel also I am not sure if my DBS card application will be approved.

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Oh that sucks then... i manage to apply for a dbs card n got it approved le.. so will cancel my optimum once i receive the card

 

[chongpang]

I used Optimum cc for 5% dining, when it change to Everyday cc, i cant claim 9% dining coz unable to clock minimum $600, which cc are you ppl switching to?

 

[revhappy]

I used Optimum cc for 5% dining, when it change to Everyday cc, i cant claim 9% dining coz unable to clock minimum $600, which cc are you ppl switching to?

The 9% rebate is only during promotion period, unlike optimum which was forever.

I was also using optimum mainly for dining.

I guess, dining will have to b treated as a general spend in the future and use it for cards that don't care where you spend as long as you hit a minimum every month, UOB one card for example.

If you can't hit min 500 then no choice, just use SCB unlimited card 1.5% rebate for all spend, with no minimum spend and no limit on rebate.

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