Debt consolidation Plan

[KKK1978]

You submitted on 10th?

My experience is hsbc nver check. Maybe they upfront already reject me based on my docs

 

[melbourne10]

My experience is hsbc nver check. Maybe they upfront already reject me based on my docs

Yeah the docs is the first cut. U might wanna consider CCS and apply another bank concurrently, just try.

 

[nick3384me]

Wrong post

 

[lodestone]

Thanks. Felt so stress these days. Duno what to do.
Duno what i can do to improve my credit rating
If only govt allow us to loan from our cpf .. sigh..

Ya lor.my cpf arounf 200k but cannot use to pay my 70k loan.kns

 

[lodestone]

Thats efficient .now i regretted submitting to hsbc first.

Heard citi is easy to pass.not sure how true.if yes... I thought of applying too.

 

[brokeaf]

Heard citi is easy to pass.not sure how true.if yes... I thought of applying too.

Not sure about it being easier or not, but citi seems to prefer 5yrs loan tenure and below. And if u have installment loans from other banks, better be prepared to call them to request for statements on your outstanding principal...that alone can take up to a week or so.

 

[tanks51]

Hi Bro and sis can advise how to check if bank already check with CBS as I try to check if my CBS report was access by bank but when I access the site seems like I do not have any free report. Can I assume that bank dun even bother to check?

 

[Centralcoast]

Hi Bro and sis can advise how to check if bank already check with CBS as I try to check if my CBS report was access by bank but when I access the site seems like I do not have any free report. Can I assume that bank dun even bother to check?

If there is no report means the banks haven't check yet.

 

[Carlingford]

Yeah 10th..Probably I will give the sales agent a ring next week since it's already the 3rd week

You submitted on 10th?

 

[Centralcoast]

Yeah 10th..Probably I will give the sales agent a ring next week since it's already the 3rd week

Yeah I think u should . These days dcp processing time takes too long.maybe u can also try another bank at the same time

 

[Carlingford]

Yeah. Since I got some time before my CCS counselling session..Probably will give Maybank a shot..Shall see...

Yeah I think u should . These days dcp processing time takes too long.maybe u can also try another bank at the same time

 

[KKK1978]

Anyone who got approval via HZ grading?

Can share details like bank, tenure, debt etc

 

[Izumi8]

Ya, I heard one HZ ratings got approval but HH never heard of. So HH that means gone case? Anyone has managed to improve their ratings recently?

 

[BBNT05]

Just gonna approval from uob and I'm HH. don't give up guys

 

[BBNT05]

So far are there anyone with a HH ** score that got an approval?

Yes, with UOB

 

[Iwanttobehappy]

Yes, with UOB

Can share NOA and Loan Amt , tenures ? Heard uob heard HH n won't entertain ..

 

[BBNT05]

Can share NOA and Loan Amt , tenures ? Heard uob heard HH n won't entertain ..

NOA 83k
Loan:90k for 5 years

Apparently they entertained. Hope to give u guys some hope. The sales guy was so happy for me too

 

[goenitz33]

i think low amt of application on their end.

i do think banks got quota in a way also. These "possible" bad debts cannot take in too much. Might be a thing, no idea, i would think best is to try as many banks as possible though before DMP.

 

[member8]

NOA 83k
Loan:90k for 5 years

Apparently they entertained. Hope to give u guys some hope. The sales guy was so happy for me too

Wah Congrats and thanks for the great news and for sharing. I was almost giving up on DCP!

 

[member8]

Yeah. Since I got some time before my CCS counselling session..Probably will give Maybank a shot..Shall see...

I registered for CCS CS as well. All the best with Maybank. Ask for Raj he is a nice gentleman.