Official May 2017 BTO

fallensword1990

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wondering if anyone is like me. my combined income with my gf is jus slightly below 11k and ballot for 3rm at dakota just to secure the house in this premium location? as opposed to some guys in this forum who believe that 2rm/3rm are slums, i just got a feeling that we have played the smarter card this time round? :o

Oh that will be me and my significant other. I am about 7k and she is about 4k. Refreshing to see somebody else rationalizing the ballot odds like we did. We cared a lot more about the location, coupled with our young age no children we went for the 3bedroom. We figured we cld spent a bomb on the reno to make the flat more comfortable to make up for the size.

However i wouldnt say that theres anything such as a better play tho since every body have different needs to balance to arrive on their most rational bet.
 

GeraldineT

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Received my acknowledgement too on Monday!
Countdown to JULY!!!!! Hope good & small number!!!! :s12:

Btw, referred behind letter mentioned as first timer, if failed ballot twice, still got extra once chance to select as 1st timer under non-mature BTO. Which means 3 tries?!?


If ur 1,2nd time under non mature didn’t have a queue number.
Ur 3rd under non mature = guaranteed a queue number.
 

deskoh91

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Does this additional ballot chance only applies for:
1) BTO?
2) Non-matured estates?

What if you'd a failed ballot for SBF in non-matured estate. Does it take into consideration for this additional ballot?

You are right, the application must be for a BTO unit in a non-mature estate. SBF does not count since like BTO in mature estates, those units are already in short supply for them to set aside any meaningful amount.
 

deskoh91

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If ur 1,2nd time under non mature didn’t have a queue number.
Ur 3rd under non mature = guaranteed a queue number.
Not guarantee, just an additional ballot chance that will keep increasing with each successive failure to get a number :)
 

Northern-Lights

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Anyone can confirm this? I've called hdb hotline and as usual, taiji here and there. Tonight im going to pester my mp.

It used to be so but recently HDB has changed rule stating that as long as one of the applicants is 1st timer, they will be considered as 1st timer? Correct me if I'm wrong.
 

windwaver

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Oh that will be me and my significant other. I am about 7k and she is about 4k. Refreshing to see somebody else rationalizing the ballot odds like we did. We cared a lot more about the location, coupled with our young age no children we went for the 3bedroom. We figured we cld spent a bomb on the reno to make the flat more comfortable to make up for the size.

However i wouldnt say that theres anything such as a better play tho since every body have different needs to balance to arrive on their most rational bet.

A 3rm in Geyland is not exactly considered cheap but it's good to work within your budget. When I bought my place more than 10 years ago, I calculated based on only half of our combined income. True enough, economy got rocky many times along the way but we were still able to switch jobs and fire useless bosses along the way.

With not much of a loan, we saved up most of our cash and put it in places to fight inflation. Point is, everybody has their choices and we make decisions based on our comfort level.

Good choice.
 

eric1315

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Fattyboiboi

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Weird, I received my letter from hdb on my application recently and they said I'm considered a 2nd timer.

I am 2nd timer and my gf is 1st timer. Wasted I threw away the letter. Crap.

According to HDB website:

If you are a second-timer and your spouse/ spouse-to-be is a first-timer, you will be glad to know that you and your spouse/ spouse-to-be will enjoy first-timer privileges and priority as a couple.

http://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/new/hdb-flat
 

Northern-Lights

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Yeah. Me too. The customer service talk some crap and I challenged her on the "enjoy first timer as a couple" thing and she taiji to the guy who signed the letter and the guy was forever uncontactable. Today go mps hoot them.

Weird, I received my letter from hdb on my application recently and they said I'm considered a 2nd timer.

I am 2nd timer and my gf is 1st timer. Wasted I threw away the letter. Crap.
 

eric1315

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Weird, I received my letter from hdb on my application recently and they said I'm considered a 2nd timer.

I am 2nd timer and my gf is 1st timer. Wasted I threw away the letter. Crap.

For the case, is that must put ur gf as 1st Applicant??? No idea.. maybe just call/email HDB to clarify and appeal again?
 

shahshady

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If u take HDB loan, ur 2nd timer even if yr spouse is 1st timer.

If u did not take HDB loan and ur 2 timer and your spouse is 1st timer, ur consider as 1st timer.
 

Fattyboiboi

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If that's the case, I did choose to take hdb loan during my application.

Maybe that's why the letter say I'm 2nd timer. But this whole thing very messy. Their faq should state the rules clearer.

If u take HDB loan, ur 2nd timer even if yr spouse is 1st timer.

If u did not take HDB loan and ur 2 timer and your spouse is 1st timer, ur consider as 1st timer.
 

Kohabc

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Jus to check , the application on can apply 1 priority scheme instead of 2 correct ? I receive the letter and is eligible under PPS only . Who also under PPS scheme ?
 

Kohabc

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Anyone can confirm this? I've called hdb hotline and as usual, taiji here and there. Tonight im going to pester my mp.

"Same situation" as you. I received the acknowledgment letter consider as first timer. First application is under your name or partner ? Will it be affected ?
 
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filumfu

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Jus to check , the application on can apply 1 priority scheme instead of 2 correct ? I receive the letter and is eligible under PPS only . Who also under PPS scheme ?

I am under 2 priority scheme, one is pps another is mcps.
 
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