Official May 2017 BTO

[ash_ley]

any guess whats the earliest time Woodleigh hillside can be ready? i mean, factoring in all the new lego technology to complete the construction project faster... just wondering.. cant imagine 5 long years....

 

[akloaklo]

ah, no worries. then this must be bidadari 4 rm, as at yesterday #10?

Been at #669 for a long time liao.

As previous post said those already selected are grassroot leaders so they are guaranteed a flat to better serve the residents of the area. (as if travelling from where ever they staying now to bidadari is chore??)

The queue is not even started for normal people like you and me. Not even for the guy who took queue #1.

Hate to bring this **** up but vote carefully in next election.

 

[believe88]

Been at #669 for a long time liao.

As previous post said those already selected are grassroot leaders so they are guaranteed a flat to better serve the residents of the area. (as if travelling from where ever they staying now to bidadari is chore??)

The queue is not even started for normal people like you and me. Not even for the guy who took queue #1.

Hate to bring this **** up but vote carefully in next election.

dont think your information is accurate thou. Queue already started

 

[arm4da]

Been at #669 for a long time liao.

As previous post said those already selected are grassroot leaders so they are guaranteed a flat to better serve the residents of the area. (as if travelling from where ever they staying now to bidadari is chore??)

The queue is not even started for normal people like you and me. Not even for the guy who took queue #1.

Hate to bring this **** up but vote carefully in next election.

bidadari #669? it's latest project for the May 2017 BTO to start selections...you sure you talking about the same thing?

and do you really have to make everything political?

 

[crazy37]

"Last Queue Number invited for selection of a 4-Room flat in Toa Payoh under the May 2017 BTO exercise as at 11 September 2017 : 00018"

last q no. finally showing

 

[akloaklo]

bidadari #669? it's latest project for the May 2017 BTO to start selections...you sure you talking about the same thing?

and do you really have to make everything political?

It already started back in aug for "special" people.
Queue started in sept for commoners.

 

[believe88]

we all know its for grassroots(and they are picking the best units). Already used to the fact its all rigged. Just cant wait to get the queue moving

 

[Juturnicus]

When you move in and see all their faces, you will know they are the ones that picked your preferred units.

 

[Yuanliang]

Guys, I applied for the 4 room for Bidadari but gotten the HLE late as there's some delay... found out that my max loan was only 215k and the house cost about 500k... so I don't think I can afford it. Is there by any chance I can appeal it to 3 room? I got balloted to 5XX / 6XX

 

[eng61043]

Guys, I applied for the 4 room for Bidadari but gotten the HLE late as there's some delay... found out that my max loan was only 215k and the house cost about 500k... so I don't think I can afford it. Is there by any chance I can appeal it to 3 room? I got balloted to 5XX / 6XX

Did you try bank loan?

Appeal wise, do not think HDB will entertain but no harm to try.

 

[MomoNayeon]

Guys, I applied for the 4 room for Bidadari but gotten the HLE late as there's some delay... found out that my max loan was only 215k and the house cost about 500k... so I don't think I can afford it. Is there by any chance I can appeal it to 3 room? I got balloted to 5XX / 6XX

One person's income or combined income of both you and your partner?

 

[Yuanliang]

Bank loan max 275k then became 20% downpayment...

Did you try bank loan?

Appeal wise, do not think HDB will entertain but no harm to try.

 

[Yuanliang]

Combine 4660

One person's income or combined income of both you and your partner?

 

[arm4da]

Combine 4660

did you even use the tools provided by HDB before you applied for a flat?

Enquiry on Maximum Loan

 

[Yuanliang]

No wor... I didn't know must apply HLE before apply a flat...

 

[eng61043]

No wor... I didn't know must apply HLE before apply a flat...

HLE during selection is just an indication. HDB will not stop you from proceed to select but you must ask yourself following questions:

1) Will your combined income increase substantially in 4 yrs time to secure a higher loan amount?

2) Assume taking $275k bank loan, are you able to fork out $50k cash and $50k cash/CPF for downpayment within next 3 months?

If not, better try your appeal approach.

 

[ButterSandwich]

Hi all,

Need some help over here.

My gf has already been working for the past 3 years (continuous employment) and i am in my final year of university education. We bto-ed to maximize the amount of grants before i start work.

Question:
We can comfortably clear downpayment of 5/10% using my gf's CPF atm + fork out stamp duties with cash.
Will we be required, at this point of time, to pay the excess $$ between the flat price (assume 500k) and maximum loan amount stated in HLE (assume 275k) ?? or simply, do we have to pay 500k - 275k = 225k in cash now?

Correct me if i am wrong, our understanding is that nearer to key collection date(in a few years), our HLE will be reassessed and IF at the point of time, the maximum loan offered is 490k, we have to pay the excess of 500k - 490k = 10k during this 2nd HLE assessment.

thank you!

 

[catlover24]

No wor... I didn't know must apply HLE before apply a flat...

Wow.. so you managed to go through all the steps on the HDB webpage to apply for a flat, including special page that mention about loan, and still manage to ignore everything, and now come and flaunt your ignorance.

 

[catlover24]

Hi all,

Need some help over here.

My gf has already been working for the past 3 years (continuous employment) and i am in my final year of university education. We bto-ed to maximize the amount of grants before i start work.

Question:
We can comfortably clear downpayment of 5/10% using my gf's CPF atm + fork out stamp duties with cash.
Will we be required, at this point of time, to pay the excess $$ between the flat price (assume 500k) and maximum loan amount stated in HLE (assume 275k) ?? or simply, do we have to pay 500k - 275k = 225k in cash now?

Correct me if i am wrong, our understanding is that nearer to key collection date(in a few years), our HLE will be reassessed and IF at the point of time, the maximum loan offered is 490k, we have to pay the excess of 500k - 490k = 10k during this 2nd HLE assessment.

thank you!

You'll not be required to pay the balance until you collect your key.

Don't count on your HLE nearer to key collection date unless you reading law/medicine.

It's astounding to see the number of people on hardwarezone being so impractical with their BTO applications.

 

[lilin572]

Did you try bank loan?

Appeal wise, do not think HDB will entertain but no harm to try.

I didnt apply HLE. I was told by my banker you only need to apply for bank loan nearer to taking your keys, since I am taking bank loan.
Not sure how true.