Official November 2016 SBF

[tellyphone]

It's either TPY crescent or I'm just giving up. Since one of the reasons for picking TPY crescent is because it's walking distance to my parents place.

If u give up u will miss a chance for one year!

 

[eternal-snow]

Flat selection 2 room has appeared for Bukit Batok, CCK, SBW, Sengkang, Bedok and Bukit Merah.

And May'16 SBF Sembawang flat selection list for 4 rooms re-appeared...

 

[simplicity.jes]

Haha. You also looking at ready flats? I'm going for northshore residence.

Yay we looking at ready flat also cos our AD is Dec this year

 

[cavalry.knight]

It's possible to walk but it's a up and down slope leading down from joo seng to tai seng. Roughly 1km

is is possible to walk? distance should be around 1Km plus?

 

[Picanto518]

Payment schedule when buying flat directly from HDB: http://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/new/finance/costs-and-fees

Actually you can't just look solely at the purchase price of the flat. Don't forget to consider costs for stamp duty, legal fees, home protection fees, etc too.

Let's ignore those additional fees for now and say you only have to consider how to pay off the 190k. Based on your question, HDB will wipe out your CPF and grants; and the balance will have to be paid via cashier's order upon collection of keys, which is also when the loan starts. So let's say CPF and grants total 100k, you will have to pay the remaining 90k in cash.

Anyone pls correct me if I'm mistaken

hi molly; the 10% down payment pay by cash or cpf?thks

 

[eternal-snow]

hi molly; the 10% down payment pay by cash or cpf?thks

10% by cashier's order or cpf.
If the CPF OA amount is insufficient, the balance is to be paid in cash.

[EDIT] Also the 10% downpayment is only if you are taking a HDB loan. I believe by taking a private bank loan, the downpayment terms are different.

 

[mollyfeesh]

10% by cashier's order or cpf.
If the CPF OA amount is insufficient, the balance is to be paid in cash.

[EDIT] Also the 10% downpayment is only if you are taking a HDB loan. I believe by taking a private bank loan, the downpayment terms are different.

Yup, downpayment is 10% if taking HDB loan. 20% if taking bank loan.

 

[mollyfeesh]

Has anyone here received an in-principle approval from the bank as well as the HLE letter? Does the bank grant a higher/lower loan amount than what HDB is willing to lend?

 

[Despairsray]

If I not wrong,Hdb loan will cover 90% of the flat price whereas bank loan will be 80%.

Has anyone here received an in-principle approval from the bank as well as the HLE letter? Does the bank grant a higher/lower loan amount than what HDB is willing to lend?

 

[jelly_fish87]

Hello everyone , who is taking eastwave or eastcrown canberra ? Any suggestions tat the shelter in the kitchen or living layout is better?

 

[mollyfeesh]

If I not wrong,Hdb loan will cover 90% of the flat price whereas bank loan will be 80%.

I see... thanks!

 

[CherryBee]

This is personal preference ba... i would prefer at the living room, can convert it to my mini walk in shoe closet lol.

Hello everyone , who is taking eastwave or eastcrown canberra ? Any suggestions tat the shelter in the kitchen or living layout is better?

 

[Despairsray]

How many shoes u have sia I also prefer at the living room

This is personal preference ba... i would prefer at the living room, can convert it to my mini walk in shoe closet lol.

 

[eternal-snow]

Hello everyone , who is taking eastwave or eastcrown canberra ? Any suggestions tat the shelter in the kitchen or living layout is better?

I like it in the kitchen. It can be like a pantry and the living room will look more spacious.

But I don't mind it in the living room too, adds privacy when you open the main door.

Are you selecting for 4 room or 5 room?

For 4 room, my concern will be space constraints. Like I'm not sure if kitchen/living room will be smaller/look cramp.

 

[CherryBee]

Hehehe not many la

How many shoes u have sia I also prefer at the living room

 

[eternal-snow]

This is personal preference ba... i would prefer at the living room, can convert it to my mini walk in shoe closet lol.

walk in shoe closet.. nice idea!

 

[CherryBee]

Haha! Yes i find it very convenient

walk in shoe closet.. nice idea!

 

[jelly_fish87]

I m taking 4rm

I like it in the kitchen. It can be like a pantry and the living room will look more spacious.

But I don't mind it in the living room too, adds privacy when you open the main door.

Are you selecting for 4 room or 5 room?

For 4 room, my concern will be space constraints. Like I'm not sure if kitchen/living room will be smaller/look cramp.

 

[eternal-snow]

I m taking 4rm

Oh. I believe for East crown 4 rms, all shelters are located in the living room.

Eastwave has both layouts.

 

[a&w_rootbeerz]

Hey Eternal-snow !